Activate First Bank USSD Code

First Bank USSD Code 2024 [Full List]: How to Activate, Use *894# & Limit

This post is for you if you need to know how to activate First Bank USSD Code and transfer money from your account.

The code to activate First Bank USSD banking is *894#. Simply dial the code from your registered phone (Mtn, Glo, Airtel or 9 Mobile) and follow the on-screen prompt to create your 5-digit PIN. This Firstbank *894# is useful to transfer money without an ATM card, check account balance, open an account, check statement, buy airtime and data, get a loan, check BVN, fund betting account (e.g., Bet9ja and NairaBet), pay bills (e.g., GOtv, DStv and Startimes) etc.

Therefore, this post helps you understand this activation process, all Firstbank codes and other related topics.

So let’s start.


What is Firstbank USSD Code

The First bank USSD code is *894#. It is a fast and easy way to perform any banking transactions on your phone, such as sending money to other bank accounts, checking balances, buying airtime, paying bills an. This USSD code works on any phone – a basic phone or smartphone – and major mobile networks in Nigeria, Mtn, Glo, Airtel and 9 Mobile.

To start using this FirstBank *894#, you have to register it on your phone using your ATM card details to activate it. Then, create your 5-digit PIN which you will always use to confirm all transactions you make afterwards.

Read: How to Check First Bank Account Number via SMS


List of First Bank USSD Codes

By dialling *894# on your phone, you can perform various banking transactions on your First Bank account however, you may want a quicker USSD code. Therefore, below are the FirstBank shortcodes you can use.

First Bank TransactionFirst Bank USSD Code
Activate First Bank code*894#
First Bank Code for Transfer Money*894*Amount*Account Number#
First Bank Transfer Code to another Bank Account*894*Amount*Account Number#
FirstBank Code for Account Opening*894*0#
First Bank Code to Check Balance*894*00#
FirstBank code for buy Airtime for Self*894*Amount#
First Bank code for buy Airtime for Others*894*Amount*Phone Number#
First Bank code to Block Account*894*911#
Code to Check First Bank BVN *565*0#
First Bank Code to Check Statement of Account*894*Account Number#
First Bank Code for LoanDial *894# and select Loans
FirstBank Code to Buy DataDial *894*2#
First Bank USSD codes

Is FirstBank USSD Code Safe and Secure?

The First bank *894# USSD banking is safe and secure as it requires your unique 5-digit PIN to confirm all your banking transactions. Hence, keep your PIN private including your ATM debit card.

Peradventure, if you lost your phone, block the USSD banking immediately.


How to Activate First Bank Transfer USSD Code

To use the *894#, you need to register it on your phone. Below are the required steps to activate the First bank USSD code and get the 5-digit PIN to transfer money to another account:

  1. Dial the code *894*0# on your Firstbank registered line. Mtn, Glo, Airtel or 9 Mobile.
  2. Choose from the list of ATM debit cards linked to your account
  3. Enter the 4-digit PIN of the ATM Debit card.
  4. Then, create a new 5-digit PIN
  5. Confirm your 5-digit PIN
  6. When successful, you will get an SMS on your phone.

Firstbank USSD Code Activation Requirement

Indeed, there are things you must have before you register. Below are the requirement to activate the First bank USSD code on your phone before you start using it:

  1. Have a First bank account
  2. Have an ATM Debit card
  3. Use the phone number linked to your bank account
  4. Airtime on your mobile network for Network charge. Mtn, Glo, Airtel or 9 Mobile.
  5. Thereafter, dial code *894*0# to activate the USSD banking

Firstbank USSD code to transfer money and limit

First Bank Transfer Code to Send Money

Without an ATM debit card, you can send money from your First Bank account, using the USSD code to do intra-bank and inter-bank money transfers. That is sending money to any First Bank accounts and to other banks in Nigeria.

The First Bank transfer code is *894*Amount*Account Number# to send money to a first bank account. Simply dial the USSD code, select Firstbank as the beneficiary bank and enter your 5-digit PIN. For example, to send 50000 Naira to 0123456789 which is the Firstbank account, you would dial *894*50000*0123456789# on your mobile phone (Mtn, Glo, Airtel and 9mobile) and follow the on-screen prompt.

To understand better, read the post on First Bank transfer USSD code.

First Bank Transfer Code to other Bank

Use this First Bank transfer code, *894*Amount*Account Number# to send money to another bank account. This code works if you want to send money to other banks in Nigeria such as Zenith bank, GTBank, Access Bank and Kuda Bank. For instance, to send 10000 Naira to 0123456789, you would dial *894*10000*0123456789#; select the desired beneficiary bank and enter your 5-digit PIN. Thereafter, you will receive a successful transaction SMS showing your account has been debited

Note that the daily transaction limit of the First bank transfer USSD banking is 100,000 Naira.


FirstBank USSD code to Check Account Balance

The FirstBank USSD code to check your account balance is *894*00#. Dial the code, follow the on-screen prompts and enter your PIN. Lastly, you will receive your account balance via SMS on phone. 

Checking your bank balance is something we do always. With First Bank code *894*00#, you can know how much you have in your account quickly by dialling it on your phone number linked to your bank account. 


FirstBank Code to Check Account Number

If you forgot your First Bank account number, you could check it by dialling the dedicated code on your phone.

The first step to check your First Bank Account Number is to dial the code *894# and follow these instructions; select Quick Banking option; select Enquiry services; then choose Account Number Enquiry and lastly enter your 5-digit PIN. After following these steps, you would receive your FirstBank account number details instantly.


FirstBank code to Check BVN

The code to check your FirstBank BVN is *565*0#. It gives access to know your 11-digit BVN number by dialling the USSD code on the phone number linked to your bank account. Incidentally, this code works for all banks in Nigeria on all major phone networks – Mtn, Glo, Airtel and 9 mobile.

However, Dial *894*BVN# if you need to link your BVN to your First Bank account. BVN is an 11-digit number that all your bank account numbers must be connected to. So, if you have registered your BVN with another bank, you only need to link it to your First Bank account.


FirstBank code for Loan

This First Bank USSD loan code is *894*11# to borrow money quickly on your mobile phone. You can get a personal loan, salary advance loan or business loan. Just dial the code on the phone number linked to your bank account whether it is Mtn, Glo, Airtel or 9 mobile.

Alternatively, dial *894# and select loans from the option. This First Bank loan code makes it easy to borrow without visiting the bank as long as you are eligible. If qualified, you will be able to apply for the loan and receive it on time. Also, remember to check the requirements and fees before you confirm the loan.


First Bank Account Opening USSD Code

The FirstBank USSD code to open an account is *894*0#. From your phone, you could open a new First Bank account number with this code and create a 5-digit PIN for authenticating transactions. After you have successfully created it, you would receive an SMS from First Bank showing your new account number.

The code is useful if you want to open a First Bank account but don’t want to visit the .physical branch.


FirstBank USSD Code for buying airtime

The First Bank USSD code to buy airtime for yourself is *894*Amount#. Use this code to recharge your mobile phone number whether you are using Mtn, Glo, Airtel or 9 mobile. For example, dial *894*500# and your mobile phone will be credited with 500 Naira airtime credit.

The First Bank USSD code to buy airtime for others is *894*Amount*Phone Number#; Dial this code and follow the on-screen by entering your 5-digit PIN. You can simply recharge for your friends and family whether they are using Mtn, Glo, Airtel or 9 mobile. For example, dial *894*500*08031234567# and the person’s phone number will be credited with 500 Naira airtime credit.

Note that 10,000 Naira is the maximum amount of airtime you can buy with the First Bank USSD code per day.

To understand better, read How to Buy Airtime with First Bank USSD Code for Self & Someone.


FirstBank Code to Check Statement of Account

The First Bank code to check the statement of account is *894*Account Number#. This USSD code gives you access to a mini-statement of account you would get online (PDF) or at any First Bank branch. Although not as detailed as PDF or paper format, it comes in handy if you need to quickly know your previous transactions.


Activate FirstBank Code without ATM Debit Card

Activating the First bank USSD code without an ATM card and getting your 5-digit PIN is impossible as it is through the debit card you access your account on the phone.

However, after activating the First bank USSD code, you don’t need your ATM card for subsequent transactions on *894# banking such as transfers or airtime payments. All you need is your 5-digit PIN created during the activation of the USSD code.

Hence, get a Firstbank MasterCard or Visa card from any branch closest to you.


What is FirstBank USSD Network Fee?

The mobile network (MTN, GLO, Airtel, or 9Mobile) will charge you 6.98 Naira for using the Firstbank USSD code *894# including when you want to activate the code. Also, FirstBank charges 10 Naira and also a transfer fee when you send money to another bank account.


FirstBank Transfer Code Limit

The First bank USSD code transfer daily limit to any bank account is 100,000 Naira for intra-bank or inter-bank transfers. For airtime recharge to any mobile network (MTN, GLO, Airtel, or 9Mobile), the limit is 10,000 Naira per day.


How to Increase Transfer Limit on First Bank code

To increase your First Bank transfer code limit, dial *894# and follow the on-screen prompts; choose Other Services and then Limit management. Note that you must have a token to increase your daily limit up to 1 million Naira.

Note: Read on how to increase the First Bank transfer USSD limit.


First bank code to reset 5-digit PIN

How to Reset First Bank PIN Code

If you forgot your Firstbank USSD 5-digit PIN, reset it by dialling the code *894*0# on your registered phone (Mtn, Glo, Airtel or 9 Mobile.). Then, follow the on-screen prompts to choose RESET PIN then enter your ATM card PIN. This code is helpful in case you forget your PIN when you register for First bank USSD banking.


First Bank Code to Block Account

The code to block First Bank account is *894*911#; then follow the on-screen prompts and enter your 5-digit PIN. Dialling this code will deactivate First bank USSD mobile banking on your phone (Mtn, Glo, Airtel or 9 Mobile). Such as, in case your phone is stolen, your account is compromised or do not need this service anymore.


First Bank Code to Block ATM Card

Maybe your ATM is stolen or lost, you could block it by dialling the First Bank code. Essentially, you could block your ATM transaction from a specific channel – ATM, POS, website or foreign transaction – or choose all channels. This way, you limit fraud or unauthorised transactions on your FirstBank ATM debit card.

The following is how to block your First Bank ATM card with the USSD code:

  • Dial *894#
  • Select Next Page
  • Select Card control
  • Choose your preferred option: ATM, POS, WEB, All CHANNELS & FOREIGN
  • Lastly, enter your 5-digit PIN to block the ATM card

First Bank Code to Pay Bills

Another transaction you could perform on First Bank USSD banking is by paying cable TV bills. These subscription services include ShowMax, DStv, GOtv, Startimes, TSTV, and Iroko TV. Hence, dial *894# and follow the on-screen prompts to pay for any of these services on your phone comfortably.

First Bank Code to Pay GOtv Subscription

Using the First Bank code *894#, follow these steps to pay for your GOtv subscription:

  • Dial *894#
  • Select Quick Banking
  • Select Pay Bills
  • Choose Cable TV
  • Select GOtv from the list
  • Enter your smart card details
  • Lastly, enter your 5-digit PIN to complete the transaction

First Bank Code for DStv Subscription

Using the First Bank code *894#, follow these steps to pay for your DStv subscription:

  • Dial *894#
  • Select Quick Banking
  • Select Pay Bills
  • Choose Cable TV
  • Select DStv Subscription from the list
  • Enter your smart card details
  • Lastly, enter your 5-digit PIN to complete the transaction

First Bank Code for Startimes Subscription

The following are steps to pay for your Startimes subscription with the First Bank USSD code:

  • Dial *894#
  • Select Quick Banking
  • Select Pay Bills
  • Choose Cable TV
  • Select Startimes Payments from the list
  • Enter your card details
  • Lastly, enter your 5-digit PIN to complete the transaction

First Bank Code to Fund Betting Accounts

You could easily fund your betting accounts by using the First Bank code as there are many of them available the USSD banking. Examples: Bet9ja, Merry Bet, Betway, Naira Bet, 1xbet, Western Lotto, Livescore Bet and so on.

First Bank Code to Fund Bet9ja Account

You could credit your Bet9ja account by using the First Bank code. Below are the steps to fund your account easily:

  • Dial USSD code *894#
  • Select Quick Banking
  • Select Pay Bills
  • Choose Betting and Lottery
  • Select Bet9ja from the list
  • Enter your Bet9ja ID and amount
  • Lastly, enter your 5-digit PIN to complete the transaction

First Bank Code to Fund Betking Account

Below are the steps to fund your Betking account with the First Bank USSD code:

  • Dial *894#
  • Select Quick Banking
  • Select Pay Bills
  • Choose Betting and Lottery
  • Select Betking from the list
  • Enter your Betking ID and amount
  • Lastly, enter your 5-digit PIN to complete the transaction

First Bank Code for SportyBet

You can also credit your SportyBet account by using the First Bank USSD code. Below are the required steps to fund your account:

  • Dial *894#
  • Select Quick Banking
  • Select Pay Bills
  • Choose Betting and Lottery
  • Select SportyBet from the list
  • Enter your SportyBet ID and amount
  • Lastly, enter your 5-digit PIN to complete the transaction

First Bank Customer Care Number

For complaints or enquiries, contact First Bank customer care at 01-4485500, 0708-062-5000 or email firstcontact@firstbanknigeria.com. Examples include: how to increase transfer limit, transfer money issues, airtime issues, ATM card and other account issues


Related Post:

Conclusion

Finally, I hope you now know how to activate the Firstbank *894# USSD banking code and use it to transfer money to the bank account.

Also, check this post on different ways to transfer money from a Zenith Bank account, even free bank charges.

Therefore, try it and let me know your experience by leaving a message in the comment section below.

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