
How to Increase Daily Transfer Limit on First Bank USSD Code upto ₦1 Million
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If you do use the First Bank transfer USSD code *894*Amount*Account Number# to send money to another bank account, you would notice there is a limit daily.
The First Bank transfer limit on USSD code is ₦100,000 per day. This is the maximum amount limit you can send from your bank account to another First Bank account or other banks. However, you could increase the limit up to 1 million Naira by using the *894# and following the instructions.
Therefore, this post explains everything about the transfer USSD limit and easy steps to increase it on your mobile phone number.
So let’s start.
First Bank Transfer Limit Per Day
The Transfer USSD code limit for First Bank per day is 100,000 Naira without token. This is the default limit and maximum amount of money you can send to another bank account or other banks after activating the transfer code. You only need your 5-digit PIN to transfer money up to 100,000 without getting a token.
It works with major mobile networks in Nigeria: MTN, GLO, Airtel, and 9Mobile).
Firstbank USSD Code to Increase Daily Limit Requirement
A hardware or soft token is the requirement to increase the First Bank USSD limit up to 1 million Naira. To get the hardware token, visit any First Bank branch around you. However, if you prefer the soft token, download the app, FirstToken, from the Google Play store or Apple App Store and activate it with your ATM debit card

How to Increase First Bank Transfer USSD Limit with Token
After getting a token from Firstbank, follow these steps to increase the transfer USSD limit:
- Dial the code *894# on your Firstbank registered line. Mtn, Glo, Airtel or 9 Mobile.
- Select Quick Banking
- Select Next Page
- Choose Other Services
- Select Limit management
- Choose Increase Daily Limit to N250000
- Enter your token code and complete the process.
How to increase First Bank Transfer Daily Limit to ₦250000
Follow these required steps to increase your First Bank daily transfer USSD limit to 250,000 Naira with a token:
- Dial the code *894# on your Firstbank registered line. Mtn, Glo, Airtel or 9 Mobile.
- Select Quick Banking
- Then, select Next Page
- Choose Other Services
- Select Limit management
- Choose Increase Daily Limit to N250000
- Lastly, enter your token code and complete the process.
Note that you would need a token – hardware or soft token – to increase the First Bank transfer code limit from 100,000 to 250,000 Naira
How to increase First Bank Transfer Daily Limit to ₦500000
Follow these required steps to increase your First Bank daily transfer USSD limit to 500000 Naira with token:
- Dial the code *894# on your Firstbank registered line. Mtn, Glo, Airtel or 9 Mobile.
- Select Quick Banking
- Select Next Page
- Choose Other Services
- Select Limit management
- Choose Increase Daily Limit to N500000
- Enter your token code and complete the process.
Note: you would need a token to increase the First Bank transfer code limit to ₦500,000.
How to increase First Bank Transfer Daily Limit to ₦1 Million
Follow these required steps to increase your First Bank daily transfer USSD limit to 1 million Naira:
- Dial the code *894# on your Firstbank registered line. Mtn, Glo, Airtel or 9 Mobile.
- Select Quick Banking
- Select Next Page
- Choose Other Services
- Select Limit management
- Choose Increase Daily Limit to N1000000
- Lastly, enter your token code and complete the process.
Note that you would need a hardware or soft token to increase the First Bank transfer USSD code limit ₦1 million.
How to Reduce First Bank Transfer Daily Limit to Default
If you have increased your First Bank transfer limit from the default limit of ₦100,000, say 250k, 500k or 1 million Naira, you could reduce it to the default limit by dialling the USSD code. Below are the steps to follow:
- Dial the code *894# on your Firstbank registered line. Mtn, Glo, Airtel or 9 Mobile.
- Select Quick Banking
- Select Next Page
- Choose Other Services
- Select Limit management
- Choose Reduce Daily Limit to N100000
- Lastly, enter your token code and complete the process.
FAQs
The First Bank transfer USSD limit without a token is 100,000 Naira daily. With the First Bank transfer code, you can only send 100,000 Naira maximum per day to another bank account with 5-digit PIN without a token code.
Using First Bank transfer code, you could transfer a maximum of 1 million Naira daily with a token. This is the amount limit you can send to another bank account on the USSD banking.
Conclusion
Finally, now you know the First Bank transfer code limit with or without token including the code increase it. By dialling the code *894# and following the on-screen prompts, you could increase limit to 1 million naira. After that, you could reduce it to the default limit of 100,000 Naira with same process.
Therefore, try it and let me know your experience by leaving a message in the comment section below.
Can i get my hard token number to register for my fbn ussd increase transfer limit here,either via email or text message in my mobile phone without visiting my bank.
No. The First bank hardware token is a small device that you have to get by visiting any First bank branch