Access USSD code to get account balance

How to Transfer Money from Access Bank Account: USSD Code & Limit

This post is for you if you need to know how to use the Access Bank USSD code to transfer money from your account to other bank accounts.

Dial code *901*Amount*Account Number# to transfer money from your Access account to another bank account. This is a quick way to send money without an app. And this USSD code works on all phone networks in Nigeria – Mtn, Glo, Airtel and 9 Mobile.

Therefore, find out how to send money to other bank accounts, intra-bank and inter-bank transfers, and other related topics.

So, let’s start.


What is Access Bank Transfer USSD Code?

The Access bank transfer USSD code is *901*Amount*Account Number#. It is a fast and easy way to send money from your mobile phone in your account to another bank account. This USSD code works on any phone – a basic phone or smartphone – and major mobile networks in Nigeria, Mtn, Glo, Airtel and 9 Mobile.

Indeed, to use the Access bank code *901# to transfer money, you have to register it on your mobile phone with or without an ATM card. Then, create your PIN which you will always use to confirm all your transactions.

Read: How to Check Access Bank Account Number.


How to Activate Access Bank Transfer USSD Code without ATM Card

How to Activate Access Bank Transfer Code

You must register *901# on your mobile phone in order to send money to another bank account. Interestingly, you can activate this access transfer code without an ATM card.

Below are the required steps to activate the Access transfer USSD code:

  1. Dial the code *901# on your Access Bank registered mobile phone. Mtn, Glo, Airtel or 9 Mobile.
  2. Select Transfer option
  3. Next, choose the Debit Card option
  4. Enter the last 6 digits of your ATM debit card
  5. Enter your Access bank account number
  6. Create a unique 4-digit USSD PIN
  7. Re-enter your USSD PIN to confirm it
  8. Receive a successful activation message.

To activate the Access bank code without an ATM card, select the No Debit Card option when you dial *901#. Check on how to activate Access bank USSD code post to understand the process better.


How to Transfer Money from Access Bank Account using USSD Code

Without an ATM debit card, you can send money from your account.

Here is how to transfer money from Access Bank to another bank account using the USSD code:

  1. Dial the code *901*Amount*Account Number# on your registered phone. Mtn, Glo, Airtel or 9 Mobile.
  2. Choose the bank name. Access bank or other banks
  3. Enter your USSD PIN.
  4. Lastly, receive successful transaction SMS showing your account has been debited

For instance, to transfer money from your Access bank account to another Access bank account, dial *901*Amount*Access Account Number#. Then, choose Access Bank as the bank name. Lastly, enter your USSD PIN to confirm your transaction.

Similarly, to transfer money from your Access bank account to another bank account, dial *901*Amount*AccountNumber#. Then, select the bank name and enter your PIN to confirm the transaction. Examples of these other banks include Zenith, GTB, UBA, Opay and Kuda bank, or Opay.

Note that the Access bank code daily transfer limit is 100,000 Naira.

How to Transfer Money from Access Bank Account using USSD Code

How to Transfer Money From Access Bank Without ATM Card

Of course, without an ATM card, you can transfer money from Access Bank using the USSD code. The first step is to activate the transfer code and select the No Debit card option to create your USSD PIN. After getting this 4-digit PIN, you can send money to any bank account in Nigeria without having an Access bank ATM card.

Therefore, you can dial the *901*Amount*Account Number# to transfer money from Access Bank to another account without an ATM card. You only need to enter your USSD PIN, not your Access card details.


Access Bank USSD Transfer Code Requirement

Below are the requirements needed to transfer money from your Access account to another bank account using the USSD code on your phone:

  • Activate Access USSD code *901# on your mobile phone.
  • Sufficient money in your Access account
  • Have airtime on your mobile network for Network charge. Mtn, Glo, Airtel or 9 Mobile.
  • Use your USSD PIN. No need for an ATM debit card
  • Then, dial the USSD code *901*Amount*Account Number#

Access Bank USSD Fee

The mobile network (MTN, GLO, Airtel, or 9Mobile) will charge you 6.98 Naira for using the Access USSD code *901#. While Access Bank charges a transfer fee of 10 Naira upward depending on the amount of money you transfer from your account to another bank account.


What is Access USSD Banking Transfer Limit

The Access bank USSD code limit per transaction is 20,000 Naira and the daily limit is 100,000 Naira whether you want to send money to an Access account or other bank accounts

To understand better, read on How to Increase Access Bank Transfer USSD Limit.


How to Increase Access USSD Code Transfer Limit

To increase your Access bank USSD transfer limit to 500,000 Naira daily, follow these required steps:

  1. Dial *901# on any mobile phone
  2. Select Self-Service option
  3. Choose Limit Increase
  4. Select your ATM Debit Card
  5. Then, enter the Debit Card PIN
  6. Lastly, enter USSD PIN.

That is all. You have successfully increased your Access bank daily transfer limit


Is Access USSD Code Safe and Secure?

Access *901# USSD banking is safe and secure as it requires your unique PIN to confirm all your banking transactions. Hence, keep your PIN private including your ATM debit card.

Peradventure, if you lost your mobile phone, block the Access USSD banking immediately by dialling *901*911# on any phone.


How to Reset Access USSD PIN

If you forgot your Access Bank USSD PIN or need to change it, reset it by dialling the code *901*0# on your registered mobile phone (Mtn, Glo, Airtel or 9 Mobile.). Then, follow the on-screen prompts. This code is helpful in case you forget your PIN when you register for Access USSD banking.


How to Block Access Bank Account with USSD Code

Did you lose your mobile phone and need to deactivate your account? Dial the USSD code *901*911# to block your Access bank account (Mtn, Glo, Airtel or 9 Mobile). Then, follow the on-screen prompts and enter your PIN.

To unblock your Access bank account dial, the USSD code *901# on your registered mobile phone (Mtn, Glo, Airtel or 9 Mobile.). Then, follow the on-screen prompts.


Access bank USSD Codes change PIN, reset, airtime and unsubscribe

Other Access USSD Banking Codes

  • Transfer money to an Access bank account: Dial code *901*Amount*Nuban Account Number#
  • Transfer money from an Access account to other bank accounts: Dial code *901*Amount*Nuban Account Number#
  • Access bank code to buy airtime for yourself: Dial code *901*Amount# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
  • Access bank code to buy airtime for others: Dial code *901*Amount*Phone Number# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
  • Pay for bills: Dial code *901# and follow the on-screen prompts
  • Check your Access bank account balance: Dial code *901*00#
  • Open an Access bank Account: Dial code *901*0#

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Conclusion

Finally, I hope you now know how to use the Access bank *901# transfer code to send money to any bank account in Nigeria.

Therefore, try it and let me know your experience. Also, leave a message in the comment section below.

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