How to Transfer Money from First Bank: USSD Code & without ATM Card

There are many First bank USSD codes such as the transfer code which can be used to send money to another bank account – Firstbank account or other banks – quickly.

The First Bank transfer code is *894*Amount*Account Number#. By dialling this code from your registered phone number (Mtn, Glo, Airtel or 9 Mobile) and entering your 5-digit PIN, you could send money from your FirstBank account to other banks in Nigeria without using an ATM card.

Find out how to activate this transfer code, and send money and other vital information.

So let’s start.

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How to Activate First Bank Transfer USSD Code

To send money from your Firstbank account, you must register the transfer code. Below are the required steps to activate the First bank USSD code and get your 5-digit PIN:

1. Dial the code *894*0# on your Firstbank registered line. Mtn, Glo, Airtel or 9 Mobile.
2. Choose from the list of ATM debit cards linked to your account
3. Enter the 4-digit PIN of the ATM Debit card.
4. Then, create a new 5-digit PIN
5. Confirm your 5-digit PIN
6. Lastly, you receive a successful SMS on your phone.

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How to Transfer Money From First Bank using USSD Code

The First Bank transfer code to a First Bank account is *894*Amount*Account Number#.

Here is how to send money from a First Bank account to another first bank account:

• Dial the USSD code *894*Amount*Account Number#.
• Select First Bank as the beneficiary bank.
• Enter your 5-digit PIN.
• Receive a confirmation SMS showing your account has been debited

For example, to send 50000 Naira to 0123456789 which is the Firstbank account, you would dial *894*50000*0123456789# on your phone number (Mtn, Glo, Airtel and 9mobile), choose FirstBank from the list and enter your PIN. The recipient’s account will be instantly credited with the amount while yours is debited.

Note: First bank transfer USSD code is 100,000 Naira daily.

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How to Transfer Money From First Bank to Another Bank with USSD Code

The First Bank transfer code to another bank account is *894*Amount*Account Number#. This code works without using an ATM debit card but your 5-digit PIN. Below are the required steps to send money to other banks:

• Dial the USSD code *894*Amount*Account Number#.
• Select the beneficiary bank from the list.
• Enter your 5-digit PIN.
• Receive a confirmation SMS showing your account has been debited

For example, to transfer money (5000 Naira) from First Bank to other banks such as GTBank, Kuda bank, Opay or Palmplay, dial *894*5000*0123456789# on your phone number. Then, select the bank name and enter your PIN to confirm the transaction. It works on Mtn, Glo, Airtel and 9mobile.

Note that the daily transaction limit of the First bank transfer USSD banking is 100,000 Naira.

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First Bank USSD Transfer Code Requirement

Below are the requirements to transfer money from your First bank account to another account using the USSD code on your phone:

• Activate Firstbank USSD code *894# on your mobile phone.
• Sufficient money in your Firstbank account
• Have airtime on your mobile network for Network charge. Mtn, Glo, Airtel or 9 Mobile.
• Your 5-digit USSD PIN. No need for an ATM debit card
• Then, dial the USSD code *894*Amount*Account Number#

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First Bank Transfer USSD Code Limit

The First bank transfer code limit is 100,000 Naira per day. This limit is applicable whether you are sending money to a First bank account or other banks.

Also, this amount limit can be used at one transaction or cumulative within the day. For example, you could send 100,000 Naira to someone at once or transfer 20,000 each to five accounts. The transfer will be successful as far as you are within the 100,000 Naira limit daily

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How to Increase Transfer Limit on First Bank USSD code

To increase your Firstbank transfer code limit, dial *894# and follow the on-screen prompts; choose Other Services and then Limit Management. Note that you must have a token to increase your daily limit up to 1 million Naira.

Alternatively, contact customer care at 01-4485500, 0708-062-5000 or email firstcontact@firstbanknigeria.com to increase your bank transfer limit.

To understand better, read the post on how to increase First Bank transfer USSD limit.

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Register First Bank Transfer Code without ATM Debit Card

Without an ATM card, you cannot register the First Bank code *894# to transfer money. Essentially, an ATM card is only needed to register the transfer code and get the 5-digit PIN. Thereafter, you use the First Bank transfer code to send money without an ATM card.

Hence, get a Firstbank MasterCard or Visa card from any branch closest to you to activate the transfer code.

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FirstBank USSD Transfer Charges

The mobile network (MTN, GLO, Airtel, or 9Mobile) will charge you 6.98 Naira for using the Firstbank USSD code *894# including when you want to activate the code. Also, FirstBank charges 10 Naira and also a transfer fee when you send money to another bank account.

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How to Reset First Bank Transfer PIN Code

The First Bank transfer code PIN reset is *894*0# in case you forgot your USSD 5-digit PIN. Dial the reset code on your Firstbank linked phone number (Mtn, Glo, Airtel or 9 Mobile.); follow the on-screen prompts to choose RESET PIN and enter your ATM card PIN.

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How to Change First Bank Transfer code PIN

To change your FirstBank transfer code 5-digit PIN, dial *894# and follow the on-screen prompts; choose Other Services and then Change PIN. Note that you would enter your previous PIN to change to a new PIN. However, if you have forgotten your PIN, dial *894*0# to reset it and follow the instruction

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Other First Bank Codes

There is a post that covers first bank codes entirely however, below are some of the useful codes

First Bank Transfer code to Check Account Balance

The FirstBank USSD code to check your account balance is *894*00#. Dial the code, follow the on-screen prompts, and enter your 5-digit PIN; you will receive your account balance via SMS on your phone number instantly. This code works on these mobile networks: Mtn, Airtel, Glo and 9 mobile. 

First Bank Transfer Code for Airtime

The First Bank transfer code to buy airtime for yourself is *894*Amount#. Use this code to recharge your mobile phone number whether you are using Mtn, Glo, Airtel or 9 mobile.

Also, the First Bank transfer code to buy airtime for others is *894*Amount*Phone Number#; Dial this code and follow the on-screen by entering your 5-digit PIN.

Note: The transfer code limit for airtime is 10,000 Naira daily.

First Bank Transfer Code for Data

You could buy data from Firstbank with the code and transfer it to your phone number directly without first purchasing airtime. Below are the simple steps to achieve this:

• Dial USSD code *894#
• Select Quick Banking
• Select Data from the list
• Choose your preferred data plan.
• Enter your 5-digit PIN
• Lastly, the specified phone number is credited with the data

FirstBank Transfer Code to Bet9ja Account

Below are the steps to transfer funds to a Bet9ja account with the First Bank code easily:

• Dial USSD code *894#
• Select Quick Banking
• Select Pay Bills
• Choose Betting and Lottery
• Select Bet9ja from the list
• Enter your Bet9ja ID and amount
• Lastly, enter your 5-digit PIN to complete the transaction

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FAQs

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Conclusion

Finally, hope you understand how to transfer money from your First Bank account by using the USSD code and other information helpful.

Therefore, try it and let me know your experience by leaving a message in the comment section below.