how to reset ecobank ussd transfer pin 

How to Reset Ecobank USSD Transfer PIN Code without ATM Card

Do you want to reset your Ecobank transfer USSD PIN code without using an ATM debit card and not going to the bank?

If you forgot, you can reset your Ecobank transfer PIN on your phone. To do this, use the *326# USSD code and follow certain instructions. It works on Airtel, Mtn, Glo and 9 Mobile network without an ATM debit card.

Therefore, find out in this post these options for resetting your transfer PIN and related topics.

What is Ecobank USSD code PIN

You create a 6-digit USSD code when you activate the Ecobank USSD banking on your phone. With this USSD PIN code, you access your bank account on your phone to transfer money, check your balance, pay bills and lots more. Hence, this code is valuable and must be kept private.

If your Ecobank USSD PIN code is known by people, then it is better to change it. This can prevent you from scammers or account fraud.

But what If you forgot your Ecobank USSD PIN? Then you must reset it to start performing banking transactions on your phone. You cannot authorise a transaction on your phone without the Ecobank 4-digit PIN. For instance, you would not be able to transfer money from your bank account to another bank.

Whether you want to reset or change your Eco bank PIN, you can do this without going to the bank. Enter the USSD code *326# on your phone and follow the instructions.

How to Reset Ecobank USSD PIN Code For Transfer

How to Reset Ecobank USSD PIN Code For Transfer

One quick way to reset your Eco bank transfer PIN online is by using the USSD code *326# without entering ATM debit card details.

Here is how to reset your Ecobank Transfer USSD PIN code if you forgot:

  • Dial *326# on the phone linked to your Ecobank account.
  • Select My Account option.
  • Select Reset PIN with OTP option.
  • Next, Enter the OTP received on your phone.
  • Then create your new 6- digit USSD PIN.

Note that without an ATM card, you can reset your Ecobank USSD Code PIN for transfer. Instead, a One Time Password (OTP) will be sent to your phone number to complete the reset process.

Note that this Ecobank reset USSD PIN process works on any major network in Nigeria. Such as on Airtel, Mtn, Glo or 9 Mobile network.

Read: How to Check Ecobank Account Number

How to Reset Ecobank USSD PIN Code Online

Another option to reset Ecobank USSD PIN code for transfer is through the mobile app. For customers already using the Ecobank mobile app, the 6-digit PIN on the app is the USSD PIN, not the 4-digit number.

Here is how to reset USSD PIN on the Ecobank mobile app:

  • Open your Ecobank Mobile App
  • Tap the menu page.
  • Then, select the More Services option.
  • Lastly, select Reset PIN.

After completing this reset process, you would be able to use your new PIN for Ecobank mobile banking via USSD. Such as transferring money to other banks and buying airtime and paying for other bills.

How to Change Ecoank transfer PIN

However, if you know your Ecobank USSD PIN, you do not need to reset it. Rather, change your PIN by dialling the USSD code for security reasons.

Follow these steps to change Ecobank USSD transfer PIN code:

  • Dial *326# on the phone linked to your Ecobank account.
  • Select My Account option.
  • Select Change PIN option.
  • Next, Enter the Old USSD PIN.
  • Then create your new USSD PIN.

After this, you will receive a successful message from Ecobank.

Why is the Eco Bank USSD Code not Working?

Why the Ecobank USSD code is not working on your phone can be from you, the mobile network or the bank itself

Firstly, the Ecobank USSD code will not work when you enter the wrong USSD code or PIN. You can get an error like ‘authentication failed‘. To rectify this, confirm you enter the right Ecobank short USSD code.

The network can be the reason why Ecobank *326# is not working. When the network of Ecobank or the mobile operator is down, it affects USSD banking. In this case, you need to wait and try again later.

However, if you think none of these is the reason and the issue still persist, contact Ecobank customer care on social media or by phone call.

Ecobank Customer Care 

For further enquiries about resetting your USSD PIN, contact Eco Bank customer care

Here are the Ecobank customer care channels: 

  • Ecobank Customer Care Number: +234 (0) 700 500 0000, +234 (0) 708 065 3700 or +234 (0) 1 270 1323. 
  • Facebook: EcobankNigeria
  • Twitter: @ecobank_nigeria.
  • Ecobank Bank WhatsApp Number: +234 808 760 3717. 
  • Email:
  • Ecobank physical bank: Visit the customer care unit. 

You can easily contact Ecobank online on their social media handles. Especially, if it is not convenient to visit the physical bank branch.


In summary, You can reset your Ecobank USSD PIN code for transfer on your phone. Of course, it can be done without using an ATM card or visiting the bank.

Alternatively, you can recover your USSD PIN code by contacting Ecobank customer care online or visiting any physical branch.

I hope you find this information helpful. 

Therefore, try it and let me know your experience by leaving a message in the comment section below.

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