How to Activate GTBank USSD Code & Register without ATM Card

The first thing a GTBank account holder must do to perform banking transactions on the phone is to activate the USSD code.

To activate the GTBank USSD code, dial *737*1*Account Number#. Dial the code on the phone number (Mtn, Glo, Airtel or 9 Mobile) linked to your GTBank account. Then, create your 4-digit USSD PIN. Thereafter, use the code to transfer money to other bank accounts without an ATM card, check your balance, buy airtime and pay bills with your PIN.

Therefore, this post helps you understand this activation process and other related topics.

So let’s start.

Read: How to Transfer Money from GTBank Account using USSD Code

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What is GTBank Bank USSD Code? 

The GTBank USSD code is *737#. It is a fast and easy way to perform banking transactions on your mobile phone without Internet data. For instance, no need to go bank to send money, check your balance, or pay bills.

This USSD code works on any phone – a basic phone or smartphone. Also, the code is active on all major mobile networks in Nigeria such as Mtn, Glo, Airtel and 9 Mobile.

To start using the GTBank code *737#, you must register it on your mobile phone. Then, create and get your USSD unique PIN code.

The GTBank *737# PIN is a 4-digit number you create when you activate the USSD code. It is with this 4-digit PIN you use to confirm every GTBank account transaction on your phone. Such as when you transfer money from your GTBank account or even check your account number.

Read: How to Block GTBank Account on Phone

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How to Activate GTB Bank USSD Code with ATM Card

To start using the GTBank code, you must register and create your 4-digit USSD PIN.

Here is how to activate the GTBank USSD code account:

1. Dial the code *737*Account Number# on your phone. Mtn, Glo, Airtel or 9 Mobile.
2. Enter your 10-digit NUBAN account number
3. Enter your Bank Verification Number (BVN) to proceed
4. Then, the last 6 digits of your GTB ATM debit card
5. Create a unique 4-digit USSD PIN.
6. Re-enter the USSD PIN to confirm it.
7. Receive a successful activation message.

Ideally, you need an ATM debit card to activate the USSD code. Interestingly, GTBank also makes it possible to register the USSD banking on your phone without an ATM debit card.

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How to Activate GTB Bank USSD Code without an ATM Card

But what if you do not have a GTBank ATM debit card yet? No problem, you can still set up the USSD banking code on your phone.

Here is how to activate the GTBank USSD code without an ATM debit card:

1. Dial the code *737*5# on your GTBank linked mobile phone. Mtn, Glo, Airtel or 9 Mobile.
2. Follow the on-screen prompts
3. Create a unique 4-digit USSD PIN.
4. Re-enter the USSD PIN to confirm it.
5. Receive a successful activation message.

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Activate GTB Bank Code Requirement

To activate the GT Bank USSD code, there are certain things to put in place.

Below are the requirement to activate the GTBank USSD code on phone:

1. Have an active GTBank account
2. Use the phone number linked to the GTBank account
3. Register with or without an ATM Debit card
4. Have airtime on your mobile network for Network charge. Mtn, Glo, Airtel or 9 Mobile.
5. Thereafter, dial code *737# to activate the USSD banking

Read: How to Check GTBank Account Number

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Is GTB Bank USSD Safe and Secure? 

The GT Bank *737# USSD banking is safe and secure as it requires your unique PIN to confirm all your banking transactions. This prevents unwanted transactions such as someone withdrawing your money.

Hence, it is important to keep your GTBank 4-digit USSD PIN private including your ATM debit card details. Exposing your PIN number makes you prone to scams and fraud.

In case you lost your mobile phone, block the GTBank USSD banking immediately by dialling *737*911# on any phone.

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How to Reactivate GTBank Account

If your GTBank account is blocked by you or the bank, there is a USSD code to reactivate it.

Below is how to reactivate your GTB Bank Account

1. Dial *737*11# on your mobile number registered with the Bank.
2. Input your Bank verification number (BVN)
3. Enter your Account Officer code (if known) or press 1 to continue
4. Lastly, initiate at least a 100 Naira transaction such as an airtime purchase.

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Why is GTB Bank USSD Code not Working?

There are reasons why the GTBank USSD code (*737#) is not working on your phone. It can be from your end, the mobile network or from GTBank itself

Firstly, the GTBank USSD code is not working because you enter the wrong USSD code or PIN. You can get an error like ‘authentication failed‘. To rectify this, confirm you enter the right GTBank short USSD code.

The network can be the reason why GTBank *737# is not working. When the network of GTBank or the mobile operator is down, it affects USSD banking. In this case, you need to wait and try again later.

However, if you think none of these is the reason and the issue still persist, contact GTBank customer care on social media or by phone call.

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GTB USSD Banking Codes 

After activating the GTBank USSD code, the next thing is to start performing various banking transactions on phone.

Here are some GTBank USSD codes for quick transactions:

1. How to Transfer Money from a GTBank to a GTBank account: Dial *737*1**Amount*Account Number#
2. Transfer money code from GTBank to another bank account: Dial *737*2*Amount*Account Number#
3. GTB airtime code for yourself: Dial *737*Amount# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
4. GTB airtime code for others: Dial *737*Amount*Phone Number# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
5. How to reset GTBank USSD code: Dial *737*5# and follow the on-screen prompts
6. Code to check your GTBank account balance: Dial code *737*6*1*#
7. USSD code to block your GTB ATM Debit card: Dial *737*51*10#
8. How to open a GTBank bank Account: Dial *737*0#

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GTBank Customer Care

For any complaints and enquiries concerning the USSD code, contact GTBank customer care. 

Here are the GTBank customer care channels: 

• GT Bank Customer Care Number: +234 700 4826 66328, +234 1 448 0000, +234 802 900 2900, and +234 803 900 3900.
• Facebook: Guanranty Trust
• Twitter: @gtbank
• GT Bank WhatsApp Number: 0904 000 2900
• Email: gtassistant@gtbank.com
• Guaranty Trust Physical Bank: Visit the customer care unit. 

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Conclusion

In summary, you can activate the GTBank USSD code by using the *737#. You will create your GTBank transaction 4-digit PIN useful to authenticate all transactions on your phone.

I hope you find this information helpful.

Therefore, try it and let me know your experience by leaving a message in the comment section below.