How to Check Ecobank Account Balance on phone

How to Check Ecobank Account Balance on Phone: USSD Code & Online

Do you want to check your Ecobank account balance on the phone without going to the bank but sadly, do not know how? this post explores different ways to do just that!

Check your Ecobank account balance on your phone using USSD code *326# or online through the mobile app without an ATM debit card. Even, without a PIN, you can retrieve your Eco bank account details.

Therefore, find out in this post available options for checking account balance, requirements and related topics.


How to Check Ecobank Account Balance using USSD Code

One way to quickly check your Eco bank account balance is by dialling the USSD code on your phone and following the instruction such as when you forgot it.

Follow these steps to check Ecobank account balance using the USSD code:

  1. Dial *326*0# on your phone. 
  2. Enter your 4-digit PIN
  3. Lastly, receive your account balance details. 

Note that as a first-timer, you must activate the Ecobank USSD code and create your unique PIN to check your account balance. 

The code only works on a phone number linked to your Ecobank account. Therefore, you can dial the USSD code to check your Eco account balance on Airtel, Glo, Mtn or 9 mobile network.

Indeed, using this Ecobank code *326*0# to check your account balance is the best option if you want to retrieve it without using online banking, mobile app or going to a bank.

How to Check Ecobank Account Balance on Phone USSD code

How to Check Eco Bank Account Balance Online

You can check your Ecobank account balance online through the Eco Bank mobile app. It is simple as opening the app, entering your login details and viewing the details. Apart from these, you can perform various transactions on Ecobank mobile app such as transferring money, buying of airtime and checking your account balance.

Of course, you can check your Eco bank account balance on the mobile app without having an ATM debit card.

However, if this is your first time using the Ecobank mobile app, you must activate it to view your account balance. To activate the app, you will need a hardware token, soft token or a transaction PIN from the bank. Thereafter, you can use the mobile app to get your account balance and perform other banking transactions.


How to Check Ecobank Account Balance via SMS

When you dial the Ecobank USSD code *326*0# to check your account balance, you receive it via an SMS on your mobile phone. Ecobank does not have a special message you can send to a dedicated number like First Bank account balance SMS code.

Therefore, if you want to check your Eco bank account balance via SMS, dial *326*0#, follow the instructions and you will receive the details as a message to your phone.


How to Check Eco Bank Account Balance without PIN

To check your account balance without a PIN, visit any Eco bank branch around you. Because, without a PIN or ATM card, you cannot get your Ecobank account balance using the USSD code, mobile app and internet banking on your phone.

For instance, you need a PIN to use *326# for transactions such as checking your Eco bank account balance or number.

Furthermore, you need login details which include a PIN to find your account balance on Ecobank mobile app.

A PIN exists to secure your bank account by preventing someone from authorising a transaction without having the secret codes. This is why Ecobank will prompt you to create a PIN when activating the USSD code, mobile app and Internet banking.


Can you use BVN to Get your Ecobank Account Balance?

You do not need to use BVN to check your Eco bank account balance. Ecobank would not ask for it. And entering your BVN cannot retrieve your Ecobank account balance or other bank accounts number linked to it.

So, instead of BVN, you use your PIN or ATM card details to check your Eco bank account balance with the USSD code, mobile app, or customer care.

However, if the reason to use BVN to check your Ecobank account balance is that you have no ATM card (or lost) and PIN, visit any Eco bank branch. Go to the customer care unit and a representative will assist you to get your account balance.


Can you Retrieve Eco Bank Account Balance without ATM Debit card?

If you have activated the USSD code, you can check your Ecobank account balance without an ATM. You would enter your USSD PIN after dialling *326*0# and following the instruction instead of the last 6 digits ATM card. An ATM debit card is only useful to activate the USSD banking code for the first time.

Also, you can check Eco bank account balance without an ATM card online through the mobile app. That is if you have registered the app.


Alternatives

There are other ways to check your Ecobank account balance although may not be convenient.

First, you can contact Ecobank Bank customer care to check your account balance. Call +234 (0) 700 500 0000, +234 (0) 708 065 3700 or +234 (0) 1 270 1323 to speak to a customer care representative who will assist you.

Second, you can visit the nearest ATM point to check your Eco bank account balance using your ATM debit card. So, instead of withdrawing money, you check your account balance.

Lastly, to check your account balance, you can visit any branch of Ecobank. Go to the customer service unit in any Eco bank branch to check it. You would need to write your account number and sign it to know how much you have in your account.

Of course, these ways of checking Eco bank account balance, especially without a phone, are not convenient and fast. But, they exist if that is the best option to check how much you have in your bank account at any particular time.


Conclusion

In summary, you can quickly check your Ecobank account balance by dialling *326*0# on your mobile phone and receiving it as an SMS. Some online methods include the mobile app and customer care channels.

However, if nothing works to recover your Eco bank account balance, then visit any Eco bank branch to check your account details without an ATM card or a PIN.

I hope you find this information helpful.

Therefore, try it and let me know your experience by leaving a message in the comment section below.

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