Do you wish to open a Stanbic IBTC account with the USSD code on your phone without going to the bank?
To open a Stanbic IBTC account, use *909#. Dial the USSD code on your phone and follow the on-screen prompts. No need for data or going to the bank. Without a BVN, open the Stanbic account within a few minutes.
Therefore, find out how to successfully open the account, requirements, and related topics.
Stanbic Bank Account
Traditionally, to open a Stabic bank account, you must visit the branch. Not any more. Right now, you can open a Stanbic bank account on your phone. For instance, dial Stanbic IBTC USSD code to open an account. Alternatively, open your Stanbic account by using the online method. No need of going to the bank.
The code to open a Stanbic Bank account is *909#. It is called Stanbic IBTC @ease wallet. Stanbic IBTC @ease wallet is a savings account and is free to open. No need for BVN. Once you create your Stanbic account, deposit ₦2000 to activate the account.
The Stanbic @ease account is a wallet account, That is, your phone number is your bank account number by removing the first zero (0).
For example, if your phone number is 08012345678, your Stanbic @ease account number is 8012345678. This is the same format when you open Opay account.
Initially, the Stanbic IBTC @ease wallet is a tier 1 account when you open it. This means there is a limit on transactions and account balances. However, you can increase the limit by upgrading the Stanbic IBTC @ease wallet account to tier 3.
How to Open a Stanbic Bank Account with USSD Code
To open a Stanbic IBTC account, simply dial the USSD code and follow the on-screen prompts.
Here is how to open Stanbic Bank account with USSD Code on phone:
- Dial *909# on your phone
- Select @ease wallet, then open Account
- Enter your Surname, First Name and other Name
- Then, enter your Date of Birth (YYYY-MM-DD)
- Enter your Address
- Enter Secret word
- Next, you get a successful account opening SMS
- Dial *909# again and select @ease wallet
- Then, create your USSD PIN
- Lastly, fund your @ease wallet account
Stanbic Bank Account Opening Requirements
No doubt, it is easy to open a Stanbic account with the USSD code. However, like every account, there are certain requirements to successfully open it.
Here are the Stanbic Bank account opening requirements:
- Phone Number
- Full Name (First & Last Name)
- Date of Birth
- Address
- Secret word
Interestingly, you can open the Stanbic account without a BVN by using the USSD code.
How to Open Stanbic Bank Account without BVN
Without providing a BVN new customers can open a Stanbic Bank account. This type of account is called the Stanbic @ease account.
To Open Stanbic Bank Account without BVN, dial *909# and follow the on-screen prompts. Within a few minutes, open your Stanbic account and start banking with ease.
Note that there are restrictions when you open a Stanbic bank account without a BVN. Your transaction limit is ₦50,000 with a maximum balance of 300,000 Naira.
Other Ways to Open Stanbic Bank Account on Phone
Apart from the USSD code, there are other ways to open a Stanbic IBTC account on a smartphone. For example, use the Stanbic mobile app and website.
Open a Stanbic account with the bank’s mobile app online. Firstly, download Stanbic mobile app on Google Playstore or App Store and tap the Create an account option. Then, fill out the necessary information and your Stanbic account will be opened in a moment.
The Stanbic website is another option to open an account. Unlike the mobile app and USSD code, the Stanbic website offers a proper savings account (tier 3). Therefore, you need a BVN to open an account on the Stanbic IBTC website.
To understand better, read on How to Open Stanbic IBTC Account Online
Conclusion
In summary, it is easy to open Stanbic IBTC account with the USSD code. Dial the *909# and follow the on-screen prompts.
Without a BVN, you can use the code to open the Stanbic account. However, it comes with a limited transaction amount.
I hope you find this information helpful.
Therefore, try it and let me know your experience by leaving a message in the comment section below.
