There is a limit to how much you can transfer with the Access Bank USSD code, however, you can increase this limit.
To increase the Access Bank transfer limit from 20,000 Naira (₦), you need the Access Bank ATM debit card or token. Of course, you can increase this limit on your phone without visiting the bank.
Therefore, find out the process of increasing your account limit and other related topics in this post
What is Access Bank USSD Transfer Limit
The Access Bank USSD transfer limit per transaction is ₦20,000 per transaction. That is the maximum amount you can transfer from Access Bank to another bank account in a single transaction. Whether the money you are sending is to an Access bank account or other banks in Nigeria.
In addition, the Access Bank USSD transfer limit daily is ₦100,000. Just like the transaction limit, this is the highest amount of money you can transfer to an Access Bank account or other banks in Nigeria. Analysing both transaction and daily limit means you can only transfer ₦20,000 per transaction 5 times per day. When you reach this limit, you wait till the next day.
But what if you want to transfer money of more than ₦20,000? What if you want to transfer ₦100,000 in one transaction? Then, you need to increase the Access Bank USSD transfer limit on your phone.
How to Increase Access Bank Transfer Limit with USSD Code
To increase the Access USSD Bank transfer limit per transaction, get an Acces Bank ATM card or token. With an Access Bank debit card or token (Hardware and software), you can send more than ₦20,000 per transaction to any bank account.
Here is how to transfer more than ₦20,000 on Access Bank:
- Dial the code *901*Amount*Account Number# on your registered phone. Mtn, Glo, Airtel or 9 Mobile.
- Choose the bank name. Access bank or other banks
- Enter your USSD PIN.
- Next, Enter the token code/ATM card details
- Lastly, receive the successful transaction.
This step is how to increase the Access Bank transaction limit to 100,000 on the USSD platform.
But what if you get a limit exceeded message, what does it mean? Limit exceeded in Access Bank means you have passed the amount you can send on the USSD banking. What to do is to activate the Access More app or Internet banking.
Hence, to increase the Access Bank daily transfer USSD limit of ₦100,000, use the Access Bank app and Internet banking platform. These 2 options give you the freedom to send more than 100,000 Naira in a single transaction.
How to get Access Bank Token to Increase Transfer Limit
To increase the Access transfer limit with the token, visit any Access bank branch. Go to the customer section of the branch. Then, select between the 2 types of tokens: hardware token or software token. Preferably, choose the hardware token. After getting the token, you can transfer more than the 20,000 limit with the USSD code.
You can also download the Access Bank token form here. Print it, fill it out, and submit it to Access Bank.
If you prefer the soft token, you can get it by calling Access Bank customer care. Call 01-271-2005-7 on your phone and request the Access soft token.
The Access Bank token is more beneficial than using for USSD banking. It is also useful for the mobile app and internet banking. For instance, on the app, you can transfer up to 5 million Naira per day from your Access Bank account.
Other Options to Increase Transfer Limit
There are other ways to increase the Access Bank transfer USSD Limit. If you want to be sending more than 20,000 Naira per transaction, activate the Access More app or Internet Banking.
With your Access Bank ATM card, you can increase the limit on the Access More app. With the hardware token or e-token, you send up to 5 million Naira on Internet banking.
Read: How to get Access Bank Credit Card
Conclusion
In summary, you can increase the Access Bank transfer USSD limit either with an ATM debit card or token. If you would be transferring large sums of money frequently, get the Access Bank token and activate the Access More app or Internet banking.
I hope you find this information helpful.
Therefore, try it and let me know your experience by leaving a message in the comment section below.
