
Zenith Bank USSD Code 2023: How to Register, Transfer & Use *966#
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This post on Zenith Bank USSD Code is for you if you need to make transactions on this *966# EazyBanking by Zenith bank.
When you register or activate the Zenith bank USSD code *966# on Mtn, Glo, Airtel or 9 Mobile, you can use it to open an account, transfer money, check balance, borrow money, and buy airtime, pay bills, reset, and block debit transactions. Also, deactivate the account if you don’t want.
Therefore, this post explains how to use Zenith *996# EasyBanking and answers some related questions.
So let’s start.
Is Zenith USSD Code Safe and Secure?
The Zenith *966# USSD banking is safe and secure as it requires your unique PIN to confirm all your banking transactions. Hence, keep your PIN private including your ATM debit card.
Peradventure, you lost your phone, block the USSD banking immediately.
All Zenith Bank USSD Codes
Transactions | USSD Code |
---|---|
Activate USSD Banking | *996*00# |
Check Account Balance | *996*00# |
Transfer Money from Zenith Bank Account | *966*Amount*Accountnumber# |
Zenith Bank Payday Loan | *996*11# |
Buy Airtime recharge from Zenith bank for self | *966*Amount# |
Buy Airtime recharge from Zenith bank for others | *966*Amount*Mobile Number# |
Open a Zenith bank account for self and others | *966*0# |
Increase transaction limit above 100,000 Naira | *966*60# |
Pay for bills: DSTV, GOTV, STARTIMES, PHCN etc | *966*7*Amount*Customer ID# |
Reset Zenith bank USSD PIN | *966*60# |
Retrieve Zenith bank ATM debit Card PIN | *966*60# |
Reset Zenith Mobile Banking PIN and Password | *966*60# |
Block all debit transactions on lost phone | *966*911# |
Deactivate Zenith bank USSD Banking Profile | *966*20*0# |
Check your Zenith bank account number | *966*0# |
Update your Zenith bank BVN | *966*BVN# |
Block Zenith ATM debit Card | *966*60# |
Manage Zenith bank Cardless withdrawals | *966*60# |
How to Register and Activate Zenith Bank Transfer USSD Code
Below are the required steps to register and activate Zenith bank USSD code to transfer from your account using your mobile phone:
- Dial the code *996*00# on your Zenith registered line. Mtn, Glo, Airtel or 9 Mobile.
- Input the last 4 digits of your ATM Debit card number.
- Then, enter a new 4-digit PIN
- Confirm your 4-digit PIN
- When successful, you will get your account balance through SMS
How to Transfer Money from Zenith Bank Account using USSD Code
Below are the required steps to transfer money from your Zenith bank account to another account using the USSD code:
- Dial the code *966*Amount*Account Number# on your registered line. Mtn, Glo, Airtel or 9 Mobile.
- Choose the bank name
- Enter your 4-digit PIN.
- Receive successful transaction SMS showing your account has been debited

For example, if you want to transfer money (5000 Naira) from Zenith bank to another account such as First Bank, Kuda bank, Opay or Palmplay, dial *966*5000*0123456789# on your phone. Then, select the account name
The daily transaction limit of the Zenith bank transfer USSD banking is 100,000 Naira.
How to Check the Balance on Zenith Bank
Dial the code *966*00# to check your Zenith bank account balance. Then, enter your 4-digit PIN. After that, you will receive your balance by SMS. It works on Mtn, Glo, Airtel and 9 Mobile

Zenith Bank USSD Code to get a Loan
To get Zenith bank Payday loan, dial the code *996*11# on your registered phone number. Then, follow the on-screen prompts to apply and borrow the amount of money you need. It works on Mtn, Glo, Airtel and 9 Mobile
How to Buy Airtime Recharge from Zenith USSD Banking
Use this Zenith bank USSD code *966*Amount*Mobile Number# to buy airtime recharge on your phone for MTN, Glo, Airtel and 9 mobile networks. For example, dial *966*500*08011223344#
Also, dial *966*Amount# to recharge your Zenith registered phone directly. For example, dial *966*500#

Note that the daily airtime limit using Zenith bank USSD banking is 3000 Naira.
How to Pay Bills with Zenith Bank USSD Code
When you dial this Zenith bank USSD code *966*7*Amount*Customer ID# on your phone, you can pay bills such as DStv, GOTV, Startimes subscription and PHCN electricity. Then, follow the on-screen prompts and enter your 4-digit PIN to confirm the transaction. It works on Mtn, Glo, Airtel and 9 Mobile.

How to Block Zenith Bank USSD Account from Debit Transactions
Follow these required steps to block your Zenith bank USSD account and stop all debit transactions in case your phone is stolen:
- Dial USSD code *966*911# from any mobile phone line. MTN, GLO, AIRTEL or 9MOBILE
- Enter your Zenith bank account number
- Enter the mobile phone number.
- Press “1” to continue.
- Enter your 4-digit PIN
- The Zenith bank account on the phone number will be blocked from any transactions

How to Reset Zenith Bank USSD Code
Dial this code *966*60# on your registered phone line to reset your Zenith bank USSD or Mobile Banking PIN and password. Then, follow the on-screen prompts and enter your 4-digit PIN. It works on Mtn, Glo, Airtel and 9 Mobile.

How to Deactivate Zenith USSD Banking
Dial this code *966*20*0# to deactivate Zenith bank USSD mobile banking on your phone (Mtn, Glo, Airtel or 9 Mobile). Then, follow the on-screen prompts and enter your 4-digit PIN.

How to Open a Zenith Account with USSD Code
To open a Zenith bank account for yourself or someone, dial the USSD code *966*0# (Mtn, Glo, Airtel or 9 Mobile). Then, follow the onscreen prompts. Thereafter, your ten-digit Zenith account number will be created and sent as an SMS to your phone.
How to Check your Zenith Bank Account Number
To check and know your Zenith bank account number, dial code *966*0# on your registered phone line (Mtn, Glo, Airtel or 9 Mobile). Then, follow the on-screen prompts and enter your 4-digit PIN.
Zenith Bank Code to Fund Bet9ja Account
To deposit funds into your Bet9ja account from your Zenith bank using the USSD code, dial *966*6*2389# (Mtn, Glo, Airtel or 9 Mobile). Then, enter your Bet9ja ID, amount and lastly, your 4-digit PIN.
Zenith USSD Code for Cardless Withdrawals
To use cardless withdrawals, dial USSD code *966*60# on your phone (Mtn, Glo, Airtel or 9 Mobile). Then, follow the on-screen prompts to enter the amount and your 4-digit PIN. After that, go and withdraw your money in any Zenith bank ATM machine without a debit card.
How to Retrieve Zenith Bank Card PIN
To retrieve your Zenith bank ATM debit card PIN in case you forget it, dial USSD code *966*60# on your phone (Mtn, Glo, Airtel or 9 Mobile). Then, follow the on-screen prompts and enter your 4-digit PIN.
Can You Transfer Money From Zenith Bank USSD Without a PIN?
You can only transfer money from Zenith bank USSD banking with a PIN. If why you want to transfer money without a PIN is because you forgot it, then, reset your PIN by dialling *966*60# on Mtn, Glo, Airtel or 9 Mobile.
However, If you want to transfer money from Zenith bank without a PIN, get a hardware token or eToken app. Then, use the mobile app or internet banking for your transfers.
Related Post:
- How to Activate First Bank USSD code, Transfer Money and Limit
- How to Activate Zenith Bank USSD Code & Transfer Without ATM Card
Conclusion
Finally, I hope you now know how to use the Zenith Bank *966# Eazybanking. Such as how to activate it, transfer money, buy airtime, pay bills and so on.
And importantly, how you can block all debit transactions in case you lost your phone.
Also, check this post on different ways to transfer money from a Zenith Bank account, even free bank charges.
Therefore, try it and let me know your experience and also leave a message in the comment section below.