How to Transfer Money from Wema Bank Account: USSD Code & Limit

This post is for you if you need to know how to use Wema bank USSD Code to transfer money from your account to other bank accounts.

To transfer money from your Wema account to other bank accounts, dial USSD code *945*Amount*Account Number# from your registered phone (Mtn, Glo, Airtel or 9 Mobile) and follow the on-screen prompt to enter your PIN and select the bank name. After, you will receive a successful transaction SMS showing your account has been debited.

Therefore, this post helps you understand the process of sending money to other bank accounts, intra-bank and inter-bank transfers, and other related topics.

So, let’s start.

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What is Wema Bank Transfer USSD Code

The Wema bank transfer USSD code is *945*Amount*Account Number#. It is a fast and easy way to send money from your mobile phone in your account to another bank account. This USSD code works on any phone – a basic phone or smartphone – and major mobile networks in Nigeria, Mtn, Glo, Airtel and 9 Mobile.

Indeed, to use the Wema bank code *945# to transfer money, you have to register it on your phone using your ATM card details to activate it. Then, create your PIN which you will always use to confirm all transactions you make afterwards.

How to Activate Wema Bank Transfer USSD Code

You need to register *945# on your mobile phone in order to send money. Below are the required steps to activate the Wema transfer USSD code without ATM card:

Dial the code *945# on your Wema bank registered phone. Mtn, Glo, Airtel or 9 Mobile.
Enter your Account Number
Enter your Date of Birth
Create a unique USSD PIN
Then, re-enter your USSD PIN to confirm it
Receive a successful activation message.

Check this how to activate Wema bank USSD code post to understand the process better.

How to Transfer Money from Wema Bank Account using USSD Code

Without an ATM debit card, you can send money from your account. Below are the required steps to transfer money from Wema bank to another bank account using the USSD code:

Dial the code *945*Amount*Account Number# on your registered line. Mtn, Glo, Airtel or 9 Mobile.
Choose the bank name. Wema bank or other banks
Enter your USSD PIN.
Receive successful transaction SMS showing your account has been debited

How to Transfer Money from Wema Bank Account using USSD Code

For example, if you want to transfer money (5000 Naira) from your Wema bank account to another account such as Wema Bank, Kuda bank, or Opay, dial *945*5000*0123456789# on your phone. Then, select the bank name and enter your PIN to confirm the transaction

Remember the Wema bank transfer USSD banking limit is 100,000 Naira daily.

Wema Bank USSD Transfer Code Requirement

Below are the requirements needed to transfer money from your Wema account to another bank account using the USSD code on your phone:

Activate Wema USSD code *945# on your mobile phone.
Sufficient money in your Wema account
Have airtime on your mobile network for Network charge. Mtn, Glo, Airtel or 9 Mobile.
Use your USSD PIN. No need for an ATM debit card
Then, dial the USSD code *945*Amount*Account Number#

What is Wema USSD Banking Transfer Limit

The Wema bank USSD code limit per transaction is 20,000 Naira and the daily limit is 100,000 Naira whether you want to send money to a Wema account or other bank accounts

How to Increase Wema Bank USSD code Transfer Limit

To increase your Wema bank USSD transfer limit to 500,000 Naira daily, follow these required steps:

Dial *945# on any mobile phone
Select Self-Service option
Choose Limit Increase
Select your ATM Debit Card
Then, enter the Debit Card PIN
Lastly, enter USSD PIN.

That is all. You have successfully increased your Wema bank daily transfer limit

How to Block your Wema Bank Account with USSD Code

Did you lose your phone and need to deactivate your account? Dial the code *945*911# to block Wema USSD mobile banking (Mtn, Glo, Airtel or 9 Mobile). Then, follow the on-screen prompts and enter your PIN.

Also, to unblock your Wema account, dial the USSD code *945*0# on your registered phone (Mtn, Glo, Airtel or 9 Mobile.). Then, follow the on-screen prompts.

Wema Bank USSD Fee

The mobile network (MTN, GLO, Airtel, or 9Mobile) will charge you 6.98 Naira for using the Wema USSD code *945#. While Wema bank charges a transfer fee of 10 Naira upward depending on the amount of money you transfer from your account to another bank account.

Is Wema USSD Code Safe and Secure?

The Wema *945# USSD banking is safe and secure as it requires your unique PIN to confirm all your banking transactions. Hence, keep your PIN private including your ATM debit card.

Peradventure, you lost your phone, block the Wema USSD banking immediately by dialling *945*911# on any phone.

How to Reset Wema Transfer PIN

If you forgot your Wema bank transfer USSD PIN or need to change it, reset it by dialling the code *945*00# on your registered phone (Mtn, Glo, Airtel or 9 Mobile.). Then, follow the on-screen prompts. This code is helpful in case you forget your PIN when you register for Wema USSD banking.

Wema USSD Banking Codes to open account, pay bills etc

Other Wema USSD Banking Codes

Transfer money to a Wema bank account: Dial code *945*Amount*Nuban Account Number#
Transfer money from Wema to other bank accounts: Dial code *945*Amount*Nuban Account Number#
Buy airtime for yourself: Dial code *945*Amount# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
Buy airtime for others: Dial code *945*Amount*Phone Number# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
Wema Cable TV subscription code: Dial code *945*10# and follow the on-screen prompts
Wema Electricity bill code: Dial code *945*24# and follow the on-screen prompts
Check your Wema bank account balance: Dial code *945*0#
Open a Wema bank Account: Dial code *945*1#

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Conclusion

Finally, I hope you now know how to use the Wema Bank *945# transfer code to send money to any bank account in Nigeria.

Therefore, try it and let me know your experience. Also, leave a message in the comment section below.

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