How to Verify Opay Account & Without BVN (2024)

Are you looking for how to verify your Opay account and solve issues concerning it? This post gives in-depth information on Opay verification.

You can verify your Opay account with phone number and email address, without BVN. However, to unlock more features, you must upload certain documents (BVN, ID, utility bill) to verify your Opay account completely.

Find out in this post Opay verification process and other related topics.

Read: How to get Opay Sign-up Bonus


What is Opay Verification

Opay verification is the process of confirming the legitimacy customer’s personal information. When you open an Opay account on the app, the details you entered during registration will be verified at different stages to ensure accuracy.

This personal information includes your full name, age, phone number, email address, residential address photograph, etc. Opay will verify them by sending you a verification code/link and uploading the required documents. In most cases, it takes a few seconds to complete it.

As you complete the verification process in stages, Opay will increase your account limit to enjoy more features on the mobile app.

Just like other banks’ KYC (Know Your Customer) in Nigeria, Opay verification helps to curb rising cases of fraudulent activities.

Opay Verification

There are reasons why you should verify your Opay account.

First, the verification increases your Opay account limit. For instance, by verifying your Opay tier 2 account from tier 1, you can transfer more than ₦50,000 per transaction. Therefore, if you cannot transfer money from your Opay account, verify your account. Then, you can transfer to another bank account in Nigeria.

Also, verifying an Opay account unlocks more features. There are certain Opay services you cannot use unless you verify your account. For instance, get a loan or an ATM card.

Hence, the more you verify your Opay account, the more you enjoy Opay services on your phone.


How to Verify Opay Account without BVN

The first part of Opay verification takes place when opening an Opay account. At this stage, you only need to verify some of your personal information. Such information includes your phone number and email address. The verification will activate your Opay tier 1 account without BVN.

Hence, to verify your Opay account without BVN, you


How to Verify Opay Account with Phone Number 

The first step of Opay verification is the phone number without BVN. To verify your phone number, Opay will send a verification code to your phone number. Enter the code correctly on the Opay app.

Here is how to verify your Opay account phone number:

  1. Download the Opay app on Google Playstore or App Store
  2. Tap Create a new account
  3. Enter your Phone Number
  4. Then, tap Get OTP and enter the 6 digits sent to your phone.
How to Verify Opay Account with Phone Number 

By following this process, you will verify your Opay account with your phone number.

Read: How to Open Opay Account


How to Verify Opay Account with Email Address

Also, Opay will verify your email address by sending a link to the email address you entered.

Here is how to verify your Opay Account Email Address:

  • Enter your email address when opening an Opay Account
  • Opay will send a verification message to the email you provided
  • Open and click on the Opay verification link
  • Then, the next page confirms your email address is verified.

You can confirm your email address is verified by checking your Opay account profile. To locate your profile account on Opay, tap the profile icon located at the top-left corner. Here, you will see your email address is showing a verify. You can also find your Opay account number in this section.

How to Verify Opay Account with Email Address

Read: How to Open Opay Account without BVN & NIN


How to Complete Verification on Opay

The next stage of verification occurs during the upgrading of the Opay account. To upgrade to Opay tier 2 or tier 3, you must supply some documents to authenticate your details. Such as BVN, Government ID (NIN, Driver’s license etc) and utility bill. Then, Opay will verify the documents.

Here is how to complete verification on Opay with BVN:

  • Opay Opay app
  • Tap the profile icon located at the top left corner
  • Then, tap Upgrade to Tier 2
  • Fill in the details and enter your BVN
  • Next, tap on Upgrade to Tier 3
  • Then, upload a selfie photo, Valid ID, and utility bill
How to Complete Verification on Opay

For instance, to upgrade to Opay tier 2 account, you enter your full name and BVN. Then, Opay will use your BVN to verify your name.

By following these steps, you will complete the Opay verification process. This will upgrade your Opay account to tier 3. Here, your Opay tier 3 account balance is unlimited with a daily transaction limit of 5 million Naira.


Why is my Opay Account Not Verified? 

There are a lot of reasons why your Opay account is not verified. This depends on which verification you carrying out. But I will give some examples.

First, for the phone number verification, if you enter an incorrect verification code in the box, your Opay account will not be verified.

Second, you must click on Opay verification email you get. If you do not, your email address will show unverified.

Thirdly, Your Opay account will not be verified if your personal details do not match the document you upload. For example, your name and date of birth must match with the BVN or NIN. If not, your Opay account will not be verified.

Also if you upload a blurred or expired document, Opay will not verify your account.

When you rectify the issue, your Opay account will be verified. However, if you cannot, contact Opay customer care to resolve it.

Even if none of these is your case, contact Opay customer care in the app support section or online. A customer care representative will assist you in solving the issue.


Final Thoughts 

In summary, it is necessary to verify an Opay account. However, some verification are compulsory while others are not. For example, you must verify your phone number and email address. You may choose not to upload other documents such as BVN, NIN, utility etc

Hence, if you choose to verify your Opay account without BVN, you will remain in tier 1. So you cannot progress to an Opay tier 2 and tier 3 account.

I hope you find this information helpful. 

Therefore, try it and let me know your experience by dropping comments below. 

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