
Opay Referral Code 2023: Get ₦1200 Sign-up Bonus + 20% Cashback
This post may contain affiliate links. Please read this disclosure for more info.
Are you looking for how to get the Opay referral code bonus? This post covers everything you need on the referral promo program.
The Opay referral code is 8132419688. Use this promo code to get a ₦1200 bonus when you sign up and add money to your Opay account. Fund your account with at least ₦1000 and Opay will give you a welcome bonus instantly.
Learn about the steps to get your referral bonus including requirements and related topics.
Let’s start.
What is Opay All About?
Opay is a licensed mobile money platform in Nigeria. The Opay app offers various financial services for individuals. Such as payments, transfers, loans, savings and so on. Indeed, it is a digital banking platform
Over the years, this Financial technology company’s services has rapidly in Nigeria. With over 30 million customers, Opay digital platform is a worthy alternative to traditional banking in Nigeria. It has made financial services efficient for people, even the unbanked, as all transactions are processed on the phone.
Read: How to Open Opay Account on Phone
How to get the Opay Referral Sign-Up Bonus
As a new customer, Opay will give you a 1200 Naira bonus when you sign up with this referral code
Here is how to get your Opay ₦1200 referral bonus:
- Download the Opay app on Google Play Store or App Store.
- Tap Create a New Account
- Enter your Phone Number
- Tap Get OTP and enter the 6 digits sent to your phone.
- Enter promo code 8132419688 in the referral box.
- Complete your account opening process
- Then, add at least 1000 to your Opay account
- Lastly, Opay will credit your account with ₦1200
Opay Referral Bonus Terms and Conditions
There are certain conditions attached to getting the Opay ₦1200 referral bonus.
Here is the requirement to get your Opay referral sign-up bonus:
- Sign up with this Opay referral link code: 8132419688
- Verify your Opay account
- Add at least 1000 Naira to your Opay account
- Only fund the Opay account with a bank card, cash deposit, bank transfer or USSD code.
Note: To get your ₦1200 promo bonus, you must add money (at least ₦1000) to your account through a bank card, cash deposit, bank transfer and USSD code. This means that Opay to Opay and QR code transfer do not count. When you fulfil these conditions, Opay will credit your account with ₦1200.
Opay Welcome Bonus Benefits

Apart from the ₦1200 welcome bonus, there are other bonuses for new users on the Opay app. These are the ways to make money on OPay daily and get free money on the app.
- Get up to 100% cashback on Airtime, Data and Betting on the Opay app. For Mtn, Airtel, Glo, 9 mobile and betting sites.
- ₦10 daily cashback. When you log in on the Opay app daily, Opay will give you 10 cashback which you can add to payments on the app.
- Up to 20% cashback on deposit. As a new customer, Opay will give you up to a 20% bonus when you add money to your Opay account.
- Up to 20% cashback on Transfer between Opay accounts. When you transfer money to another Opay customer account, Opay will give you up to a 20% bonus.
- Get up 20% cashback on Fixed Savings: Lock funds in a fixed plan – from 7 days upward – and Opay will pay you up to 20% bonus on the money.
Opay Referral Code Program
The Opay referral program is available for both new and existing customers.
As a new customer, if you follow the steps on how to get a referral bonus on the Opay app stated above, you will receive a ₦1200 sign-up bonus depending on your country of residence.
This sign-up bonus is only for new customers who register and meet the condition stated above.
Opay Refer and Earn
The Opay Refer and Earn program gives existing users the opportunity to invite their friends and earn an 800 referral bonus.
As an Opay existing customer, you get 800 when your friends sign up with your referral link or code. When they fulfil the above requirements, both your friends will earn ₦1200 while you earn ₦800.

How do I find my Opay referral code?
The Opay referral code is a 10-digit which you can share with new customers and get a bonus. But how can you find it on the app?
Here is how to get your OPay 10-digit referral code:
- Open the Opay App
- Tap the Me (profile) icon at the bottom right
- Scroll down and select Refer Friends option
- There, you will see your Opay referral code
- Next, start sharing and receiving bonuses
Note that the Opay 10-digit referral code is your phone number when you remove the first Zero (0). This is the phone number you use to create an account on the Opay app. Hence, you can always remember your Opay referral code if you know your phone number.
Can I Withdraw my Welcome Bonus on Opay?
You can withdraw your Opay welcome bonus. The Opay bonus comes as cashback which you can withdraw by using it for payments on the app. For example, buy airtime and data, pay for electricity, pay for betting, etc. While Opay does not accept the direct withdrawal of a welcome bonus, you can withdraw your Opay bonus as cash or into your bank account.
Follow these steps to withdraw your Opay welcome bonus as cash or bank account: Look for someone that needs to pay for any of these bills; for instance, buy airtime. Do the transaction on behalf of the person. Then, get your cash or transfer it into your bank account.
Is Opay Legit and Safe?
Opay is a legit fintech app. Opay is licensed by the Central Bank of Nigeria to provide financial services to Nigerians. Also, OPay Digital Services Limited is a subsidiary of Opera Norway AS Group with a presence not only in Nigeria but in Asian, African and Latin American countries.
In addition, the Opay app is safe to use. Your money is secured as deposits on the Opay app are insured by NDIC. Additionally, industry-standard security is put in place to secure your transactions on the platform.
Read: How to get Reaprite Sign-up Bonus
FAQs
Opay gives a referral bonus of ₦1200 promo bonus when you sign up and fund your account with at least ₦1000
You cannot withdraw your Opay bonus as cash. But you can use it on the app for payments such as airtime, data, and. However, you can withdraw it indirectly by paying a bill on behalf of someone while you collect the cash
Final Thoughts
Overall, the Opay app is a multipurpose financial app in Nigeria. You can transfer money, save money, get a loan, pay bills and so on. Indeed, Opay is one of the widely used digital bank apps in Nigeria
Therefore, try it and let me know your experience.
Lastly, let me know your opinion by dropping comments below.