Kuda bank gives overdrafts which is a short-term loans to customers using the app actively at 0.3% interest rate daily.

To borrow money from Kuda bank, follow these steps:

1. Open the Kuda app and tap the Borrow account.
2. Next tap on borrow and check Eligibility
3. If eligible, you will be able to get the overdraft
4. The highest amount you can borrow will display on the next page
5. Accept the offer.
6. Enter the amount you want to borrow
7. Enter your Transaction PIN to confirm.

After all these, the money will reflect in your Kuda bank account.

If you are not eligible to borrow money from the Kuda bank app, keep using the app to make transactions.

Very soon, you will be qualified to borrow overdrafts from Kuda.

You can read more on the Kuda overdraft here