If you cannot use the First Bank transfer USSD code to send over 100,000 Naira to another bank account, don’t worry you can increase the daily limit.

Yes, First Bank allows customers to increase their USSD daily transfer limit to 250,000, 500,000 and up to 1 million Naira by using the *894# and following the instructions.

In this post, you will learn the easy steps to increase it on your mobile phone number including requirements.

So let’s start…


First Bank Transfer Limit Per Day

The First Bank Transfer USSD code limit is 100,000 Naira. This is the default maximum amount of money you can send to another bank account or other banks using the First Bank transfer code without a token.

It works with major mobile networks in Nigeria: MTN, GLO, Airtel, and 9Mobile).


Requirement: First Bank USSD Code to Increase Daily Limit

A hardware or soft token is the requirement to increase the First Bank USSD limit up to 1 million Naira.

To get the hardware token, visit any First Bank branch around you.

But, if you prefer the soft token, download the app, FirstToken, from the Google Play store or Apple App Store and activate it with your ATM debit card


code to Increase First Bank Transfer USSD Limit with Token

How to Increase First Bank Transfer USSD Limit with Token

After getting a hardware or soft token from Firstbank, follow these seven steps to increase the transfer USSD limit:

  1. Dial the code *894# on your Firstbank registered line. Mtn, Glo, Airtel or 9 Mobile.
  2. Select Quick Banking
  3. Select Next Page
  4. Choose Other Services
  5. Select Limit management
  6. Choose Increase Daily Limit to N250000
  7. Enter your token code and complete the process.

How to increase First Bank Transfer Daily Limit to ₦250000

Follow these required seven steps to increase your First Bank daily transfer USSD limit to 250,000 Naira with a token:

  1. Dial the code *894# on your Firstbank registered line. Mtn, Glo, Airtel or 9 Mobile.
  2. Select Quick Banking
  3. Then, select Next Page
  4. Choose Other Services
  5. Select Limit management
  6. Choose Increase Daily Limit to N250000
  7. Lastly, enter your token code and complete the process.

Note that you would need a token – hardware or soft token – to increase the First Bank transfer code limit from 100,000 to 250,000 Naira


How to increase First Bank Transfer Daily Limit to ₦500000

Follow these required steps to increase your First Bank daily transfer USSD limit to 500000 Naira with token:

  1. Dial the code *894# on your Firstbank registered line. Mtn, Glo, Airtel or 9 Mobile.
  2. Select Quick Banking
  3. Select Next Page
  4. Choose Other Services
  5. Select Limit management
  6. Choose Increase Daily Limit to N500000
  7. Enter your token code and complete the process.

Note: you would need a token to increase the First Bank transfer code limit to ₦500,000.


How to increase First Bank Transfer Daily Limit to ₦1 Million

Follow these 7 steps to increase your First Bank daily transfer USSD limit to 1 million Naira:

  • Dial the code *894# on your Firstbank registered line. Mtn, Glo, Airtel or 9 Mobile.
  • Select Quick Banking
  • Select Next Page
  • Choose Other Services
  • Select Limit management
  • Choose Increase Daily Limit to N1000000
  • Lastly, enter your token code and complete the process.

Note that you would need a hardware or soft token to increase the First Bank transfer USSD code limit ₦1 million.


How to Reduce First Bank Transfer Daily Limit to Default

If you increased your First Bank transfer limit from the default limit of ₦100,000, say 250k, 500k or 1 million Naira, you could reduce it to the default limit by dialling the USSD code.

Here are the 7 steps to follow:

  1. Dial the code *894# on your Firstbank registered line. Mtn, Glo, Airtel or 9 Mobile.
  2. Select Quick Banking
  3. Select Next Page
  4. Choose Other Services
  5. Select Limit management
  6. Choose Reduce Daily Limit to N100000
  7. Lastly, enter your token code and complete the process.

FAQs

What is First Bank Transfer limit without a Token

The First Bank transfer USSD limit without a token is 100,000 Naira daily. With the First Bank transfer code, you can only send 100,000 Naira maximum per day to another bank account with 5-digit PIN without a token code.

What is First Bank Transfer limit with Token

Using First Bank transfer code, you could transfer a maximum of 1 million Naira daily with a token. This is the amount limit you can send to another bank account on the USSD banking.


Conclusion

Finally, now you know the First Bank transfer code limit with or without token including the code increase it.

By dialling the code *894# and following the on-screen prompts, you could increase limit to 1 million naira. After that, you could reduce it to the default limit of 100,000 Naira with same process.

Therefore, try it and let me know your experience by leaving a message in the comment section below.


  1. MBUK JOSEPH LINUS Avatar
    MBUK JOSEPH LINUS

    Can i get my hard token number to register for my fbn ussd increase transfer limit here,either via email or text message in my mobile phone without visiting my bank.

    1. admin Avatar

      No. The First bank hardware token is a small device that you have to get by visiting any First bank branch

  2. Yamusa Magaji Bweseh Avatar
    Yamusa Magaji Bweseh

    Hi, please I’m unable to change my mPIN code for over 3 weeks now and I have forgotten my secret answer. Please help me with the way out because I’m far from the first Bank location.

    1. admin Avatar

      Hi,
      Contact FirstBank customer care on Facebook and a representative will verify and assist you to reset your mPIN.
      NOTE: 1. Ensure you visit official FirstBank page. 2. Send a direct message (DM), don’t use the comment section.

      You can also check this post on Firstbank customer care for other methods

  3. Ismail abas akande Avatar
    Ismail abas akande

    I want to increase my daily transfer to 5 million, pls how can be of help to me,?

    1. admin Avatar

      Hi,
      For that kind of amount, activate the First Bank mobile app or Internet banking.
      You cannot use the USSD code for such transfer.

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