How to Transfer Money from Ecobank Account: USSD Code & Limit

This post is for you if you need to know how to use Ecobank USSD Code to transfer money from your account to other bank accounts.

To transfer money from your Ecobank account to other bank accounts, dial USSD code *326*Amount*Account Number# from your registered phone (Mtn, Glo, Airtel or 9 Mobile) and follow the on-screen prompt to enter your PIN and select the bank name. Thereafter, you will receive a successful transaction SMS showing your account has been debited.

Therefore, this post helps you understand the process of sending money to other bank accounts, intra-bank and inter-bank transfers, and other related topics.

So, let’s start.

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What is Ecobank Transfer USSD Banking Code

The Eco bank transfer USSD code is *326*Amount*Account Number#. It is a fast and easy way to send money from your mobile phone in your Ecobank account to another bank account. This USSD code works on any phone – a basic phone or smartphone – and major mobile networks in Nigeria, Mtn, Glo, Airtel and 9 Mobile.

Indeed, to use the Ecobank code *326# to transfer money, you have to register it on your phone using your ATM card details to activate it. Then, create your PIN which you will always use to confirm all transactions you make afterwards.

How to Activate Ecobank Transfer USSD Code

You need to register *326# on your mobile phone in order to send money. Below are the required steps to activate the Ecobank transfer USSD code:

Dial the code *326# on your Ecobank registered phone. Mtn, Glo, Airtel or 9 Mobile.
Select 2 to create your PIN
Input your Ecobank account number
Enter the last 4 digits of your ATM card number
Enter the 4-digit PIN of the ATM Debit card.
Then, create a new PIN

Check this how to activate Ecobank USSD code post to understand the process better.

How to Transfer Money from Ecobank Account using USSD Code

Without an ATM debit card, you can send money from your Ecobank account. Below are the required steps to transfer money to another account using the USSD code:

Dial the code *326*Amount*Account Number# on your registered line. Mtn, Glo, Airtel or 9 Mobile.
Choose the bank name. Ecobank or other banks
Enter your USSD PIN.
Receive successful transaction SMS showing your account has been debited

For example, if you want to transfer money (5000 Naira) from Eco bank to another account such as Zenith bank, Vfd bank, Opay or Palmplay, dial *326*5000*0123456789# on your phone. Then, select the bank name and enter your PIN to confirm the transaction

Remember the daily transaction limit of the Eco bank transfer USSD banking is 100,000 Naira.

Eco Bank USSD Transfer Code Requirement

Below are the requirements needed to transfer money from your Eco bank account to another account using the USSD code on your phone:

Activate Ecobank USSD code *326# on your mobile phone.
Sufficient money in your Ecobank account
Have airtime on your mobile network for Network charge. Mtn, Glo, Airtel or 9 Mobile.
Use your USSD PIN. No need for an ATM debit card
Then, dial the USSD code *326*Amount*Account Number#

Eco Bank USSD Network Fee

The mobile network (MTN, GLO, Airtel, or 9Mobile) will charge you 6.98 Naira for using the Ecobank USSD code *326#. While EcoBank only charges a transfer fee when you send money to another bank account.

What is Eco Bank USSD Code Transfer Limit

The Eco bank USSD code transfer daily limit to any bank account is 100,000 Naira, whether you want to send money to an Ecobank account or other bank accounts

How to Increase Transfer Limit on Ecobank USSD code

To increase your Ecobank USSD transfer limit, contact Eco bank customer care or dial the code*326# and follow the on-screen prompts.

Is Eco Bank USSD Code Safe and Secure?

The Ecobank *326# USSD banking is safe and secure as it requires your unique PIN to confirm all your banking transactions. Hence, keep your PIN private including your ATM debit card.

Peradventure, you lost your phone, block the USSD banking immediately by dialling *326*911# on any phone.

How to Reset Eco Bank USSD PIN

If you forgot your Ecobank USSD PIN, reset it by dialling the code *326*0# on your registered phone (Mtn, Glo, Airtel or 9 Mobile.). Then, follow the on-screen prompts. This code is helpful in case you forget your PIN when you register for Eco bank USSD banking.

How to Block EcoBank USSD Banking

Did you lose your phone and need to deactivate your account? Dial the code *326*911# to block Ecobank USSD mobile banking (Mtn, Glo, Airtel or 9 Mobile). Then, follow the on-screen prompts and enter your PIN.

To unblock your Ecobank USSD banking, dial, the code *326# on your registered phone (Mtn, Glo, Airtel or 9 Mobile.). Then, follow the on-screen prompts.

Ecobank USSD Banking Codes

Activate Ecobank USSD code: Dial *326#, select create a PIN and follow the on-screen prompts to register.
Transfer money to an Ecobank account: Dial *326*Amount*Nuban Account Number#
Transfer money to other bank accounts: Dial *326*2*Amount*Nuban Account Number#
Buy airtime for yourself: Dial *326*Amount# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
Buy airtime for others: Dial *326*Amount*Phone Number# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
Pay for bills: Dial *326# and choose option 4 to pay for electricity and cable TV
Check your Ecobank account balance: Dial *326*0#
Open Ecobank Account: Dial *326#

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Conclusion

Finally, I hope you now know how to use the Ecobank *326# transfer code to transfer money to any bank account in Nigeria.

Therefore, try it and let me know your experience. Also, leave a message in the comment section below.

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