One of the popular international money transfers platforms is TransferGo. If you live in the UK, USA, Canada, you can use TransferGo app to send money to Africa (e.g Nigeria), Asia and elsewhere easily.

Signing up, you get a free TransferGo referral bonus, competitive exchange rates and fast transfers.

But how can you start using TransferGo to send money abroad without hassle?

In this guide, you will learn:

• What TransferGo is and how it works.
• How to create a TransferGo account.
• Step-by-step instructions for sending money using the TransferGo app.
• Countries supported by TransferGo.
• The main benefits of using TransferGo for your money transfers.

About TransferGo

TransferGo is a digital money transfer service founded in 2012 and headquartered in London, United Kingdom. Its mission is to make international money transfers faster, cheaper, and more transparent than traditional banks.

The platform is designed for individuals and businesses who need to send money abroad without high fees or long waiting times. It offers a simple mobile app and website, making it accessible to anyone with an internet connection.

Key Features of TransferGo:

• Same-day or next-day transfers – Send money that can arrive as quickly as 30 minutes in some cases.
• Transparent fees – No hidden charges; you see the total cost upfront.
• Real-time tracking – Monitor your transfer’s progress in the app.
• Multiple payment options – Pay via bank transfer, debit card, or credit card.

How it compares to other money transfer services:

• Lower fees than traditonal banks.
• Competitive rates with other international money transfer apps like LemFi app, Taptap Send app, Sendwave and Nala App
• Simple and user-friendly interface for both beginners and experienced users.

Ideal Use Cases:

• Sending money to family or friends abroad.
• Paying for overseas bills or tuition.
• Supporting small business transactions across borders.

TransferGo Sign-Up Process

Step 1: Signup on TransferGo Platform

TransferGo is available on app (Android and iPhone) on website. A quick way to create account is by using this TransferGo referral link. The link already contains the referral code (tX9o2Y) which qualifies you to earn £20 bonus.

Alternatively, go to the Google Play Store (for Android) or the Apple App Store (for iOS) and download the TransferGo app. You can also sign up directly on their official website.

Then during sign-up, manually enter the TransferGo referral code (tX9o2Y) to get your reward.

Step 2: Enter Personal Details

Fill in your full name, email address, and create a secure password. Make sure your details match your official identification documents.

Step 3: Verify Phone Number and Email Address

You will receive a verification code via SMS for your phone number and an email confirmation link. Complete both verifications to proceed.

Step 4: Complete KYC Verification

Upload a valid government-issued ID card, passport, or driver’s license. You may also need to provide a proof of address such as a utility bill or bank statement.

Tips for a Smooth Sign-Up Process:

• Take a clear photo of your ID in good lighting.
• Ensure your personal details match your documents exactly.
• Use a working email and phone number for verification.

After creating a TransferGo account successfully, it is time to transfer money abroad.

How to Send Money on TransferGo App

Step 1: Log in to Your TransferGo Account

Open the TransferGo app and sign in using your login details. Your TransferGo login credentials are your phone number and 4 digit passcode.

Step 2: Choose Recipient Country

Once on the TransferGo app in the Transfer section, select the country you want to send money to. The app will display the available delivery options for that country.

Step 3: Enter Transfer Amount

Enter the amount in the sending or receiving currency and it will automatically display exchange rate and amount the recipient will get (or how you will send). This amount box is beside the country’s currency.

For example:
You want to send money from the UK to Nigeria. When you enter 100 in the GBP box, it will calculate how much it is in NGN – the amount the recipient will get.

Alternatively, enter 100,000 Naira in the NGN box and it will display its equivalent in Pounds.

Step 4: Enter Recipient Details

Tap Continue and select Add New to fill in the recipient’s name, phone number, and bank account details. Double-check for accuracy to avoid delays.

Step 5: Choose Payment Method

Select how you want to pay — bank transfer, debit card, or credit card.

Step 6: Confirm and Send

Review all the details, including the recipient details, exchange rate and transfer amount. Tap Send to complete the transfer. You can track the transaction in real-time within the app.

Tips for Avoiding Errors:

• Double-check the recipient’s account number and name.
• Select a delivery speed that matches your urgency and budget.
• Ensure your bank or card has no restrictions on international payments.

TransferGo Supported Countries

TransferGo allows you to send money to over 160 countries worldwide, covering Europe, Asia, Africa, and the Americas.

Major regions and examples include:

• Europe: United Kingdom, Germany, France, Spain, Italy.
• Asia: India, Philippines, Turkey.
• Africa: Nigeria, Ghana, Kenya.
• Americas: United States, Canada.

The list of supported countries is always expanding. For the most up-to-date list, visit the TransferGo website.

Benefits of Using TransferGo

• Fast transfers – In some cases, money can arrive in as little as 30 minutes.
• Low fees – Cheaper than most banks and many other money transfer services.
• Transparent exchange rates – No hidden charges; you see exactly what you pay.
• Easy-to-use platform – Simple mobile app and website for quick transactions.
• Secure & regulated – Licensed and regulated by the UK Financial Conduct Authority (FCA) for safety and compliance.

Common Issues and Troubleshooting

• Payment not going through → Check your bank or card limits and ensure your account allows international transactions.
• Transfer delayed → Some delays can occur if the recipient’s bank takes longer to process payments.
• Verification issues → Upload clear, valid documents and ensure your personal details match your ID exactly.

Frequently Asked Questions (FAQs)

Summary

TransferGo makes sending money abroad fast, affordable, and secure. With low fees, transparent exchange rates, and a user-friendly mobile app, it’s a great choice for personal and business transfers worldwide. You can complete transactions in just minutes and track them in real-time.

Key Points from This Guide:

• Sign Up: Create a TransferGo account via the app or website.
• Verify Your Account: Complete phone, email, and ID verification.
• Log In: Access your account through the app.
• Choose Country & Amount: Select the recipient’s country and enter how much to send.
• Enter Recipient Details: Add the receiver’s name, phone number, and bank account information.
• Select Payment Method: Choose between bank transfer, debit card, or credit card.
• Confirm & Send: Review details, send the money, and track your transfer in real-time