This post is for you if you need to know how to use Sterling bank USSD Code to transfer money from your account to other bank accounts.

To transfer money from your Sterling bank to another account, dial USSD code *822*Amount*Account Number# from your registered mobile phone (Mtn, Glo, Airtel or 9 Mobile) and follow the on-screen prompt to enter your PIN and select the bank name. After, you will receive a successful transaction SMS showing your account has been debited.

Therefore, this post helps you understand the process of sending money to other bank accounts, intra-bank and inter-bank transfers, and other related topics.

So, let’s start.


What is Sterling Bank Transfer USSD Banking Code

The Sterling bank transfer USSD code is *822*Amount*Account Number#. It is a fast and easy way to send money from your mobile phone in your account to another bank account without internet data. This USSD code works on any phone – a basic phone or smartphone – and major mobile networks in Nigeria, Mtn, Glo, Airtel and 9 Mobile.

Indeed, to use the Sterling bank code *822# to transfer money, you have to register it on your mobile phone. Then, create your PIN which you will always use to confirm all transactions you make afterwards.


How to Activate Sterling Bank Transfer USSD Code

How to Activate Sterling Bank Transfer USSD Code

You need to register *822# on your mobile phone in order to send money. Below are the required steps to activate the Sterling transfer USSD code:

  1. Dial the code *822*1*Account Number# on your Sterling bank registered mobile phone. Mtn, Glo, Airtel or 9 Mobile.
  2. Follow the on-screen prompts
  3. Create a unique 4-digit USSD PIN
  4. Then, confirm your USSD PIN
  5. Receive a successful activation message.

Check this how to activate Sterling bank USSD code post to understand the process better.


How to Transfer Money from Sterling Bank Account using USSD Code

Without an ATM debit card, you can send money from your account. Below are the required steps to transfer money from Sterling bank to another bank account using the USSD code:

  1. Dial the code *822*Amount*Account Number# on your registered mobile phone. Mtn, Glo, Airtel or 9 Mobile.
  2. Choose the bank name. Sterling bank or other banks
  3. Enter your 4-digit USSD PIN.
  4. Receive successful transaction SMS showing your account has been debited

For example, if you want to transfer money (5000 Naira) from your Sterling bank account to another account such as Polaris Bank, Mintyn bank, or Opay, dial *822*5000*0123456789# on your phone. Then, select the bank name and enter your PIN to confirm the transaction.

Note that the Sterling bank transfer USSD code daily limit is 100,000 Naira.

Sterling Bank Transfer money USSD code to another Account

Sterling Bank USSD Transfer Code Requirement

Below are the requirements needed to transfer money from your Sterling account to another bank account using the USSD code on your phone:

  • Activate Sterling USSD code *822# on your mobile phone.
  • Sufficient money in your Sterling account
  • Have airtime on your mobile network for Network charge. Mtn, Glo, Airtel or 9 Mobile.
  • Use your USSD PIN. No need for an ATM debit card
  • Then, dial the USSD code *822*Amount*Account Number#

What is Sterling USSD Banking Transfer Limit

The Sterling bank USSD code limit per transaction is 20,000 Naira and the daily limit is 100,000 Naira whether you want to send money to a Sterling account or other bank accounts


How to Increase Sterling Bank USSD code Transfer Limit

To increase your Sterling bank USSD transfer limit per transaction from 20,000 Naira to 100,000 Naira, you need to create a PIN 2 using your ATM debit card to activate it. Afterwards, you can send up to 100,000 Naira per transition with your PIN 2.

Therefore, if you need to transfer more than 20000 Naira per transaction when you enter the Sterling bank transfer code *822*Amount*Account Number#, the system will instantly prompt you to create a PIN 2 with your ATM debit card.


How to Block Sterling Bank Account with USSD Code

How to Block Sterling Bank Account with USSD Code

Did you lose your mobile phone and need to deactivate your account? Dial the USSD code *822*911# to block your Sterling bank account (Mtn, Glo, Airtel or 9 Mobile). Then, follow the on-screen prompts and enter your PIN.

To unblock your Sterling bank account dial, the USSD code *822# on your registered mobile phone (Mtn, Glo, Airtel or 9 Mobile.). Then, follow the on-screen prompts.


Sterling USSD Banking Fee

The mobile network (MTN, GLO, Airtel, or 9Mobile) will charge you 6.98 Naira for using the Sterling USSD code *822#. While Sterling bank charges a transfer fee of 21 Naira upward depending on the amount of money you transfer from your account to another bank account.


Is Sterling USSD Code Safe and Secure?

The Sterling *822# USSD banking is safe and secure as it requires your unique PIN to confirm all your banking transactions. Hence, keep your PIN private including your ATM debit card.

Peradventure, if you lost your mobile phone, block the Sterling USSD banking immediately by dialling *822*911# on any phone.


How to Reset Sterling USSD PIN

If you forgot your Sterling bank USSD PIN or need to change it, reset it by dialling the code *822# on your registered mobile phone (Mtn, Glo, Airtel or 9 Mobile.). Then, select PIN RESET from the menu and follow the on-screen prompts.


Sterling USSD Banking Codes

Other Sterling USSD Banking Codes

  • Transfer money code to a Sterling bank account: Dial *822*Amount*Account Number#
  • Transfer money code from Sterling to another bank account: Dial *822*Amount*Account Number#
  • Sterling bank airtime code for self: Dial *822*Amount# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
  • Sterling bank airtime code to buy for others: Dial *822*Amount*Phone Number# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
  • Withdraw cash from Sterling bank ATM without a Debit Card code: Dial *822*42#, then follow the on-screen prompts to perform a cardless withdrawal
  • Sterling bank bill payment code: Dial *822*2# and follow the on-screen prompts
  • Code to check your Sterling bank account balance: Dial *822*0#
  • Code to block your Sterling bank ATM Debit card: Dial *822*911#
  • Open a Sterling bank Account code: Dial *822*01#

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Conclusion

Finally, I hope you now know how to use the Sterling *822# transfer code to send money to any bank account in Nigeria.

Therefore, try it and let me know your experience. Also, leave a message in the comment section below.


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