How to Reset GTBank Transfer PIN USSD Code & without ATM card

How to Reset GTBank Transfer PIN USSD Code & without ATM Card

Do you want to reset your GTBank transfer USSD PIN code on your phone and without using an ATM debit card and not going to the bank?

To reset your GTBank transfer PIN, use *737*5#. If you forgot the USSD PIN, dial the USSD code on your phone and follow certain instructions. It works on Airtel, Mtn, Glo and 9 Mobile Network. Also, there are other options to reset your GTBank USSD PIN without an ATM debit card.

Therefore, find out in this post these options for resetting your transfer PIN and related topics.

What is GTBank USSD code PIN

As you activate the GTBank USSD banking on your phone, so you must create USSD PIN. This 4-digit USSD PIN must be a secret number unique to you. With this PIN code, you access your bank account on your phone to transfer money, check your balance, pay bills and lots more. Hence, this code is valuable and must be kept private.

If your GTBank USSD PIN code is known by people, then it is better to change it. Changing it prevents you from scammers or account fraud.

But what If you forgot your GTBank USSD PIN? Then you must reset it to start performing banking transactions on your phone. You cannot authorise a transaction on your phone without the GTBank 4-digit PIN. For instance, you would not be able to transfer money from your GTBank account to another bank.

Whether you want to reset or change your GT Bank PIN, you can do this without going to the bank.

How to Reset GTBank USSD PIN Code For Transfer

One quick way to reset your GTBank transfer PIN is by using the USSD code *737# and following the required steps.

Here is how to reset your GTBank Transfer USSD PIN code if you forgot:

  • Dial *737*5# on the phone linked to your GTBank account.
  • Select Create/Reset PIN – Debit Card.
  • Enter your GTBank ATM card’s last 6 digits.
  • Then create your new USSD PIN.

Note that this GTBank reset USSD PIN process works on any major network in Nigeria. On Airtel, Mtn, Glo or 9 Mobile Network.

When you reset your USSD PIN, the transfer limit will be N20,000 for the next 120 hours per transaction.

Read: How to Check GTBank Account Number

How to Reset GTBank Transfer PIN without ATM Card 

Visit any GT Bank branch to reset your transfer PIN without an ATM debit card. Go to the customer service section and a representative will help you with the process. 

However, if you want to reset your GTBank transfer PIN on your phone, you need your GT Bank ATM debit card linked to your account. This is a security measure to prevent someone from resetting your GTBank transfer PIN without your consent. For instance, in situations where you lost your phone, your bank account remains secure till you recover it.

If remember your GTB USSD PIN, then you can change it without ATM debit card. SImply dial *737*5# and choose the option with No Debit card. You would be able to change your PIN and start using the USSD banking for transactions.

Likewise, you can create the GTBank USSD transfer PIN without an ATM card if this is your first time using it.

How to Create USSD PIN for GTBank Transfer without ATM Card 

If this is your first time using GTBank USSD banking on your phone, then create a new PIN to transfer money and not reset it.

Here are steps to create the GTBank transfer USSD PIN without an ATM debit card:

  1. Dial the code *737*5# on your GTBank registered phone numberMtn, Glo, Airtel or 9 Mobile.
  2. Select the “Create PIN – NO Debit Card” option
  3. Create a unique 4-digit USSD PIN.
  4. Re-enter your USSD PIN to confirm it.
  5. Receive a successful activation message.

So, while you can create the GTBank PIN without an ATM debit card, you need a debit card to reset it if you forgot.

Can You Get Back Your GTBank PIN? 

One way to get back your GTBank PIN is to reset it. You would not be able to recover your previous GT Bank PIN. Instead, you create a new one.

For instance, if you forgot that your GTBank PIN is 1234, there is no code to reveal it. Instead, reset it *737*5# and change it to say 1111.

Note: Avoid using this common 4-digit PIN for your GTBank account: 1111, 2222, 3333, 4444, 1234, 4321, and 2580. Also, do not use your date of birth.

How to Activate GTBank Transfer USSD Code and change PIN

GTBank Customer Care 

For more enquiries about your USSD PIN such as resetting it, you can contact GTBank customer care through the following channels:

  • GT Bank Customer Care Number: +234 700 4826 66328, +234 1 448 0000, +234 802 900 2900, and +234 803 900 3900.
  • Facebook: Guanranty Trust
  • Twitter: @gtbank
  • GT Bank WhatsApp Number: 0904 000 2900
  • Email:
  • Guaranty Trust Physical Bank: Visit the customer care unit. 


In summary, you can quickly reset your GTBank USSD PIN for transfer by dialling *737*5# and following the steps. You will need your ATM debit card to perform the reset. But, you can create your USSD PIN without an ATM card if this is your first time using the channel.

However, if nothing works to recover your GTBank USSD PIN, then visit any GTBank branch near you.

I hope you find this information helpful.

Therefore, try it and let me know your experience by leaving a message in the comment section below.

About The Author

Leave a Comment

Your email address will not be published. Required fields are marked *