
How to Check GTBank Account Balance on Phone: USSD Code, SMS & Others
This post may contain affiliate links. Please read this disclosure for more info.
Looking for how to check your GTBank (GTCO) account balance quickly? This post gives you several options to know how much money you have such as through USSD code, SMS and online.
A quick way to check your GTBank account balance is to dial the USSD code *737*6*1# on the mobile phone (MTN, Glo, Airtel, 9mobile) and enter your unique 4-digit PIN. You could also use the SMS option or simply login to your mobile app or internet banking
So, this post explains these options and their processes.
Let’s start.
Read: How to Activate GTBank USSD Code & without ATM Card
How to Check GTBank Account Balance on your Phone using USSD code
A quick way to check your GT Bank account balance is by dialling the USSD code on your phone..
Follow these required steps to check your GTBank account balance using the USSD code:
- Dial the USSD code *737*6*1# on your mobile phone (e.g., Airtel, MTN, Glo and 9mobile).
- Enter your 4-digit USSD PIN.
- In a moment, you will receive your GT Bank balance.
Note: You need to activate GTBank USSD banking on your phone to use this service. So, when you dial the account balance code the first time, you will be prompted to register using your debit card details.
Thereafter, you could perform various banking transactions – transfer money, check account number, and subscribe to GOTV, DSTV or Startimes.
How to check GTBank Account Balance Through SMS
You could also check how much money you have in your GTBank account by sending a text (SMS) to a dedicated phone number. Follow these steps to use this option:
- Open the messaging app on your mobile phone (Airtel, MTN, Glo, & 9mobile).
- Type BALANCE and your GTBank NUBAN account number.
- Send, the SMS to 08076665555.
- Lastly, receive your GT Bank balance in a moment
For example, type the message (SMS) BALANCE 1234567890 and send it to 08076665555 using the mobile phone number linked to your GTBank account.
Read: How to Check GTBank Account Number
How to Check GT Bank Account Balance on the Mobile App
Another stress-free option to check your GTBank account balance is to use the bank’s mobile app. Simply open the GTBank app (GTWorld), enter your PIN code/fingerprint, and view your account balance.
However, if you are a first-time user of the mobile app, you must register to use the app.
So, follow these steps to register and check your account balance:
- Download the GTWorld app on Google Playstore or App store.
- Register it using your Mastercard debit card.
- Lastly, log in and view your GT Bank account balance.

How to check GT Bank Account Balance with Internet Banking
Another way to check your account balance on your mobile phone online is to log on to GTBank internet banking through the web browser and enter your login details – account number and password. You could use the web browser on your phone or computer.
Similar to the mobile app, you must register before using GTBank internet banking. To activate it, visit any GTBank branch or contact customer care.
Final Thoughts
So, these are the options to check your GT Bank account balance on your mobile phone. These options are quite easy.
However, If none of these methods works for you, visit ATM machine and nearest GTBank branch.
I hope you find this information helpful.
Therefore, try it and let me know your experience by leaving a message in the comment section below.