One of the ways to transfer money from your GTBank account is through the USSD code.
The GTBank transfer code is *737*1*Amount*Account Number#. By dialling this code from your registered phone number (Mtn, Glo, Airtel or 9 Mobile) and entering your 4-digit PIN, you could send money from your GTBank account to other banks in Nigeria without using an ATM card.
Find out how to activate this transfer code, and send money and related topics.
So, let’s start.
What is GTBank Transfer USSD Banking Code
The GTBank transfer USSD code is a quick and easy way to send money to any bank account in Nigeria without an app or Internet banking.
The USSD code to transfer money from GTBank to another GTBank account is *737*1*Amount*Account Number#
While the USSD code to transfer money from GTBank to other bank accounts is *737*2*Amount*Account Number#
This USSD code works on any phone – a basic phone or smartphone. And all major mobile networks in Nigeria such as Mtn, Glo, Airtel and 9 Mobile.
Indeed, to transfer money on your phone, you must register the GTBank USSD code on the mobile phone. Then, create your PIN which you will always use to confirm all transactions.
How to Activate GTBank Transfer USSD Code
To start using the GTBank code, you must register and create your 4-digit USSD PIN.
Here is how to activate the GTBank transfer USSD code:
- Dial the code *737*Account Number# on your phone. Mtn, Glo, Airtel or 9 Mobile.
- Enter your 10-digit NUBAN GTB account number.
- Enter your Bank Verification Number (BVN) to proceed
- Then, the last 6 digits of your GTB ATM debit card.
- Create a unique 4-digit USSD PIN.
- Re-enter the USSD PIN to confirm it.
- Lastly, receive a successful activation message.
Ideally, you need an ATM debit card to activate the GTBank transfer USSD code. However, you can also activate it without an ATM card.
Read: How to Activate GTBank USSD Code without an ATM Debit Card
How to Transfer Money to a GTBank Account using USSD Code
Indeed, it is quite easy to send money from a GTBank account to another GTB account in Nigeria on the phone.
Here is how to transfer money from GTBank to another GTB account using the USSD code:
- Dial the code *737*1*Amount*Account Number# on your registered phone. Mtn, Glo, Airtel or 9 Mobile.
- Enter your 4-digit USSD PIN/last 4 digits of your ATM card.
- Receive successful transaction SMS showing your account has been debited
For instance, to transfer money (5000 Naira) from your GTB bank account to another GTB account, dial *737*1*5000*0123456789# on your phone. Then, enter your PIN to confirm the transaction.
How to Transfer Money from GTB to Another Bank Account with USSD Code
Using the GTBank USSD code, you can quickly send money to other banks in Nigeria on your phone.
Here is how to transfer money from GTB account to other banks using USSD code:
- Dial the code *737*2*Amount*Account Number# on your registered phone. Mtn, Glo, Airtel or 9 Mobile.
- Choose the bank name. E.g. Zenith, Ecobank, Access etc.
- Enter your 4-digit USSD PIN/last 4 digits of your ATM card.
- Receive successful transaction SMS showing your account has been debited
For instance, to transfer money (5000 Naira) from your GTB bank account to another account such as Opay or UBA, dial *737*2*5000*0123456789# on your phone. Then, select the bank name and enter your PIN to confirm the transaction.
Read: How to Activate GT Bank eToken App and Generate codes
How to Transfer Money from GTBank without ATM Card
You can transfer money from your GTBank account without an ATM debit card. All you need is to select the NO DEBIT CARD option when activating the USSD code using *737*5#. After that, you can send money to any bank account in Nigeria.
Here is how to transfer money from GTBank account without an ATM debit card:
- Dial the code *737*1*Amount*Account Number# to another GTBank account.
- Dial the code *737*2*Amount*Account Number# to other bank accounts.
- Choose the bank name.
- Enter your 4-digit USSD PIN.
- Receive successful transaction SMS showing your account has been debited
However, note that the maximum amount you can transfer from your GTBank account without ATM debit card is 20,000 Naira. To increase this limit, get a debit card or hardware token.
Alternatively, you can register for GTBank internet banking. Here you would need to get a hardware token to confirm all transactions.
GTBank USSD Transfer Code Requirement
To transfer money from a GTBank account using the USSD code, certain conditions must be met.
Below are the requirements to transfer money from GTBank account with USSD code:
- Activate the GTBank USSD code with or without an ATM card.
- Sufficient money in your GTB account
- Airtime on mobile phone for network charge. Mtn, Glo, Airtel or 9 Mobile.
- 4-digit USSD PIN to authenticate transactions.
- Last 4 digits of your GTB ATM debit card
Once you have all these in place, you can dial the GTB transfer USSD code to transfer money to any bank account in Nigeria.
GTBank USSD Transfer Limit
The GTB USSD code transfer limit per day is 1,000,000 Naira. But, this depends on if you are using the 4-digit PIN, ATM debit card or hardware token to authenticate transactions.
For instance, if you activate the GTBank USSD code without an ATM debit card, 20,000 Naira is the transfer limit per transaction and day.
While if you activate the GTBank USSD code with an ATM debit card, you can transfer up to 500,000 Naira per day. This maximum amount is applicable whether you want to send money to a GTB account or other bank accounts in Nigeria.
With the GTBank hardware token, you can transfer up to 1,000,000 Naira per transaction or per day.
However, you can increase the GTBank transfer limit.
Therefore, to increase your GTBank USSD transfer limit to 1,000,000 Naira daily, get the hardware token.
Another way to increase the GTBank transfer limit is to sign-up on the mobile app (GTWorld app) or Internet banking.
Is GTBank Code Safe and Secure?
The GTBank transfer USSD code is safe and secure as it requires your unique PIN to confirm all transfers. This prevents someone else from sending your money to another account or withdrawing it.
Hence, it is important to keep your GTBank 4-digit USSD PIN private including your ATM debit card details. Exposing your PIN number makes you prone to scams and fraud.
If you lost your mobile phone, block the GTBank USSD banking immediately by dialling *737*911# on any phone.
Other GTB USSD Banking Codes
Apart from transferring money with the GTBank USSD code, you can perform various banking transactions on your phone.
Here are some GTBank USSD codes for quick transactions:
| Transaction | GTBank USSD Code |
|---|---|
| GTBank code to buy airtime for yourself | Dial *737*Amount# to recharge Mtn, Glo, Airtel and 9 Mobile. |
| GTBank code to buy airtime for others | Dial *737*Amount*Phone number# to recharge Mtn, Glo, Airtel and 9 Mobile. |
| How to reset GTBank USSD code | Dial *737*5# |
| USSD code to check GTBank account balance | Dial *737*6*1*# |
| USSD code to block GTBank ATM Debit card | Dial *737*51*10# |
| How to open a GTBank bank Account | Dial *737*0# |
Read: How to Block GTBank Account on Phone
How to Block GTBank Account with USSD Code
Did you lose your mobile phone and need to deactivate your account? Dial the USSD code *737*911# to block your GTBank account (Mtn, Glo, Airtel or 9 Mobile). Then, follow the on-screen prompts and enter your PIN.
How to Reset GTB USSD PIN
If you forgot your USSD PIN then you need to reset it. To reset your GTB 4-digit PIN, dial *737*5# on your registered mobile phone (Mtn, Glo, Airtel or 9 Mobile.). Then, follow the on-screen prompts.
This code is helpful in case you forget your PIN or need to change it when you register for GTB USSD banking.
Conclusion
In summary, you can easily transfer money from GTBank account using the USSD code to any bank account in Nigeria.
Note that you must activate the GTB USSD code and create the 4-digit PIN useful to authenticate all transactions on your phone.
I hope you find this information helpful.
Therefore, try it and let me know your experience by leaving a message in the comment section below.
