Monzo Bank is one of the best banks in the United Kingdom (UK) but did you know you can earn a £10 cash bonus just for signing up with the Monzo referral code?

Sign up with this Monzo Bank referral link code and get a £10 bonus after creating an account, using your Monzo card to make a payment, and fulfilling all requirements within 30 days. Also, if you refer a friend to join, both of you will get a £10 welcome bonus.

So, in this post, you will learn:

• A complete step to get a Monzo bank referral bonus as a new customer.
• Monzo Reward Terms and Conditions
• About the Monzo Refer-A-Friend Program
• FAQs about earning the Monzo cash bonus

Let’s start.

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How to get the Monzo Bank Referral Bonus

Below is how to get a £10 referral bonus for joining Monzo Bank:

1. Download the Monzo App with this referral link.
2. Create a current or business account
3. Order and receive your debit card within 10 days
4. Activate the debit card
5. Fund your Monzo account.
6. Use the Debit card to make a payment of any amount
7. Lastly, Monzo credits your account with a £10 bonus

You can read the full post on How to Open Monzo Bank UK Account Online.

For clarity, the next section explains these steps to successfully receive your Monzo welcome bonus.

Step-by-Step Guide to Get £10 Monzo Sign-up Bonus

Follow these simple steps to claim your £10 Monzo referral bonus:

Step 1: Sign up Monzo App Referral Link

Use this Monzo referral link to the process to get your £10 cash reward.

Using the Monzo referral link helps you achieve 2 things smoothly:

• It redirects you to download the Monzo App from your device’s app store – Android’s Google Play Store or Apple’s App Store.
• The link is embedded with the Monzo code to get your £10 referral bonus

Step 2: Create a Monzo Bank Account

Once the app is installed, follow the prompts to create a new account. Choose between the following:

• Monzo personal current account or
• Monzo business account.

The process is quick and only requires basic details like your name, address, and ID verification.

Step 3: Order Your Monzo Debit Card

After setting up your account, order your Monzo debit card. It’s free, and you’ll receive it within 10 days. Monzo will notify you via the app once your card is on its way.

Step 4: Activate Your Monzo Debit Card

When your card arrives, activate it through the Monzo app. Simply follow the instructions in the app. It involves entering the card details or scanning a QR code.

Step 5: Fund Your Monzo Account

To start using your Monzo account, you’ll need to add money. You can do this via bank transfer, cash deposit at a PayPoint location, or by transferring funds from another bank account.

Step 6: Use the Monzo Debit Card to Make a Payment

Make at least one payment using your Monzo debit card. This can be any amount, whether it’s £1 at a shop or an online purchase. The payment must be made within 30 days of activating your card to qualify for the bonus.

Step 7: Receive the £10 Bonus

Once you’ve completed all the steps, Monzo will credit your account with the £10 bonus. This usually happens within a few days of making your first payment.

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Monzo Bank Referral Terms and Conditions

The requirements to get a Monzo referral £10 sign-up bonus are:

1. Download the Monzo app using this referral link.
2. Make a payment with your Monzo debit card within 30 days of creating your Monzo account.
3. Reside in the UK

After fulfilling these criteria, Monzo will credit your account with the sign-up bonus.

Read: How to get Revolut Referral Bonus.

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About Monzo

Monzo is an online UK bank that has revolutionized the way people manage their money. Known for its bright coral debit cards and user-friendly app, Monzo offers a range of features designed to make banking simpler and more transparent.

Founded in 2015, Monzo is a top UK-based bank that also operates in the USA with over 6 million customers banking through its mobile apps on Android and IOS devices.

With Monzo, you can:

• Track your spending in real-time using the app’s budgeting tools.
• Set savings goals and earn interest on your deposits.
• Spend abroad without worrying about hidden fees.
• Split bills easily with friends using Monzo’s payment splitting feature.

Opening a Monzo account is free, however, there are paid account services, which include:

• Monzo Plus: 5 per month
• Monzo Premium: 15 per month

Monzo is fully regulated by the Financial Conduct Authority (FCA) and protected by the Financial Services Compensation Scheme (FSCS), meaning your money is safe up to £85,000. Whether you’re looking for a personal current account or a business account, Monzo is a reliable and modern banking solution.

Read: How to get Monzo Bank Account Statement.

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How to get Monzo £10 Refer A Friend Bonus

Monzo Bank increased its referral bonus from £5 to £10. To get £10 each time you refer a friend or family, follow the required steps to copy your unique referral link and share:

• Open your Monzo app
• Tap on the Payments tab
• Scroll down to Refer your friends, get £10 each
• Tap Share my link
• Tap Share your invite to copy the referral link.
• Lastly, start to share and receive £5 bonus.

The good news is there is no limit to how much of this refer-a-friend bonus you can get from Monzo.

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Monzo Bank Referral Code Program (Refer A Friend)

The Monzo referral program is available to both new and existing customers.

As a new customer, if you follow the steps on how to get the referral bonus on the Monzo app stated above, you will receive a £10 sign-up bonus. This welcome bonus is only for new customers who register and meet the condition stated above.

Monzo Refer A Friend

The Monzo bank Refer and Earn gives existing users the opportunity to invite their friends and earn a referral bonus.

As an existing customer, you can refer your friends to sign up on Monzo through your referral link. When they join and fulfil the above requirements, both you and your friends will get the bonus.

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FAQs

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Read: How to get Lemonade finance referral bonus

Summary

Getting the £10 Monzo referral bonus is quick and easy. Just follow these steps:

1. Use this Monzo referral link to download the bank app.
2. Create a current or business account.
3. Order and activate your Monzo debit card.
4. Fund your account and make a payment with your card.
5. Receive your £10 bonus within a few days.

Monzo is a trusted digital bank that offers great features like budgeting tools, fee-free spending abroad, and easy money management. Whether you’re signing up for a personal or business account, the referral bonus is a fantastic way to start your Monzo journey.

Ready to get started? Use the Monzo referral code to sign up today and claim your £10 bonus! If you have any questions or want to share your experience, feel free to leave a comment below.