Do you need to change your FCMB USSD Banking PIN in Nigeria but don’t know how to? Maybe your 4-digit code is easy to guess or compromised and you need to create a new one to strengthen your bank account.

In this post, you will learn:

  • How to change your PIN on FCMB USSD Banking Platform (*329#).
  • Important tips for choosing a secure new PIN.
  • Essential points to consider before changing your PIN on your phone
  • And lots more.
How to Change FCMB USSD PIN Code On Your Phone

Steps to Change FCMB USSD Banking PIN

To change your FCMB PIN using the USSD code, follow these steps:

  1. *Dial 329# on your phone:
    Ensure the phone number you are using is linked to your FCMB account. This code is exclusive to FCMB customers in Nigeria.
  2. Choose the Self Service option:
    After dialing the code, a menu will appear. Select the option labeled Self Service to continue. The self service contains options like:
    • Change PIN/Transaction code
    • Reset PIN/Transaction code
    • Limit Increase
    • Dispute Resolution etc
  3. Select Change PIN
    From the Self service menu, choose the Change PIN/Transaction code option to initiate the PIN update process.
    This further presents two options: Change PIN and Change Transaction code.
    Then, select the Change PIN option to create an update your 4-digit code.
  4. Enter Your Old PIN
    Type in your current PIN to verify your identity. This step ensures that only authorized users can update the PIN.
  5. Create a New PIN and Confirm It
    Choose a secure new PIN that only you know. After entering it, confirm the new PIN when prompted to complete the change.

Tips for Choosing a Secure PIN:

  • Avoid using easy-to-guess numbers like birthdays, repeated digits, or common sequences (e.g., 1234).
  • Choose a unique PIN that is memorable but hard for others to guess.
  • Keep your PIN private and avoid sharing it with anyone.

Important Points to Note

  • Service Fee
    Changing your FCMB PIN using the USSD code requires a small service fee. Ensure you have at least ₦10 airtime available to cover this fee.
  • Mobile Network Fee
    Your mobile network may also charge a fee for using USSD services, so having an additional ₦10 airtime is recommended to ensure the process goes smoothly.
  • Use Your Linked Phone Number
    The phone number you use for this process must be the one linked to your FCMB account. This is essential for security and verification.
  • Keep Your New PIN Private
    After creating your new PIN, make sure to keep it secure and private. Avoid sharing it with anyone, and store it safely to prevent unauthorized access to your account.

Troubleshooting and Common Issues

  • Forgotten Old PIN
    If you can’t remember your old PIN, you may need to reset it. Dial *329# and follow the on-screen prompt to create a new PIN. For better understanding, read How to Reset FCMB USSD PIN
  • Network Errors
    If you experience network issues while attempting to change your PIN, wait a few minutes and try again. Ensure you have good network coverage to complete the process successfully.
  • Security Concerns
    To keep your account secure, avoid changing your PIN in public spaces where others could see your screen. Always keep your PIN private, and consider securing your phone with a lock screen for added protection.

FAQs

What is the USSD code for changing the FCMB PIN?

The USSD code for changing your FCMB PIN is *329#. Simply dial this code to access the menu and follow the prompts.

Can I change my FCMB PIN without my old PIN?

No, you need your old PIN to change it using the USSD code. If you’ve forgotten your old PIN, dial *329*0# and follow the on-screen prompts to reset it

Is there a charge for changing my FCMB PIN using USSD?

Yes, changing your FCMB PIN via USSD may incur a small service fee of ₦10. Ensure you have sufficient airtime to cover this charge.

What should I do if the USSD code 329# doesn’t work?

If the USSD code doesn’t work, ensure you have sufficient airtime and network coverage. If the issue persists, contact FCMB customer service for further assistance.

Read: How to Get FCMB Account Statement using USSD Code

Summary

FCMB makes it easy to change your USSD code PIN through a few simple steps. Here’s a quick recap of the process and key points:

  • Steps to Change FCMB USSD Code PIN
    Dial *329# on your linked phone number, select the Self Service option, choose Change PIN, enter your old PIN, and set a new one.
  • Service Fee
    Changing your PIN using the USSD code costs ₦10. Ensure you have adequate airtime to cover this fee.
  • PIN Security
    Regularly updating your PIN improves account security and reduces the risk of unauthorized access.

unleash.com.ng is dedicated to providing valuable information on managing your finances. Keep an eye out for future articles on FCMB and other helpful financial topics!

Leave a message in the comment section below or Facebook page. Thank you!


Leave a Reply

Your email address will not be published. Required fields are marked *