How to Check Zenith Bank Account Balance on Phone: USSD Code & Online
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So you want to check your Zenith bank account balance on phone without going to the bank but sadly, do not know how? this post explores different ways to do just that!
You can quickly check your Zenith bank account balance on your phone using USSD code *966*00# or online on the mobile app and internet banking without an ATM debit card. Also, without a PIN, you can still know how much money you have in your Zenith account.
Therefore, find out in this post all these methods of checking Zenith account balance, requirements and related topics.
How to Check Zenith Bank Account Balance using USSD Code
The Zenith bank USSD code to check your account balance is *966*00#. Then, enter your 4-digit PIN and receive your account balance via SMS on your mobile phone. This code works on a phone number linked to your Zenith bank account whether it is Airtel, Glo, Mtn or 9 mobile.
Therefore, no need to guess your account balance. With this Zenith bank account balance code *966*00#, you can quickly know how much is in your account balance on your phone without going to a bank.
Read: How to Check Zenith Bank Account Number.
How to Check Zenith Bank Account Balance using Mobile App
You can check your zenith bank account balance online through the Zenith mobile app. It is simple as opening the app, entering your login details and viewing your balance. Among other things you can do on this app, using it to check your balance is just one of them.
However, if this is your first time using the Zenith mobile app, you must activate it to view your balance. To activate the app, you will need a hardware token, a debit card or a bank activation code. Thereafter, you can use the mobile app to check your account balance and perform other banking transactions.
How to Check Zenith Account Balance on Internet Banking
Another way to check your zenith bank balance online is through the internet banking platform. This is the process: go to the Zenith bank internet banking website; enter your account number, PIN and token; and you will be able to check your account balance.
Just like the mobile app, Zenith internet banking is a quick way to know your balance on your phone for free.
Note that to use the Zenith bank internet, you must activate it and get a hardware token. Thereafter, you can perform banking transactions such as checking account balance, transferring money and increasing the daily transfer limit.
How to Check Zenith Bank Balance without an ATM Card
With *966*00#, you can check your Zenith bank account balance without an ATM card on your phone. What you need is to enter your PIN and complete this transaction. An ATM debit card is only useful if you want to activate the USSD banking code for the first time.
Also, you can check Zenith account balance without an ATM card online through the mobile app and internet banking. An ATM card is one of the options, not the only one, for activating the Zenith mobile. Likewise, you do not need an ATM card to use Zenith internet banking to check your account balance
Can you Check the Zenith Account Balance Without a PIN?
To check your account balance without a PIN, visit any Zenith branch around you. Because, without a PIN, you cannot check your Zenith bank account balance using the USSD code, mobile app and internet banking on phone.
For instance, you need to enter your USSD PIN to check your balance when you dial *966*00#. Furthermore, you need login details which include a PIN to access your account balance on Zenith mobile app.
Lastly, to log in and check your account balance on internet banking, you need a combination of your account number, PIN and token.
A PIN exists to your secure your bank account by preventing someone from authorising a transaction behind you. Therefore, Zenith bank will prompt you to create a PIN when you activate your USSD code, mobile app and internet banking.
How to Check Zenith Account Balance via SMS
When you dial the Zenith bank USSD code *966*00# to check your account balance, you receive it via an SMS on your mobile phone. Zenith does not have a special message you can send to a dedicated number like how the First Bank account number via SMS.
Therefore, simply dial the Zenith bank code to check your balance and you will receive it as an SMS immediately to your phone.
Alternatives
There are other ways to check your Zenith bank account although may not be convenient.
First, you can contact Zenith bank customer care to check your account balance. Call 01-2787000 or 09040857000 to speak to a customer care representative who will assist you.
Second, you can visit the nearest ATM point to check your Zenith account balance using your ATM debit card. So, instead of withdrawing money, you check your account balance.
Lastly, to check your account balance, you can visit any branch of Zenith Bank. Go to the customer service unit in any Zenith branch to check it. You would need to write your account number and sign it to know how much you have in your account.
Of course, these ways of checking Zenith bank account balance, especially without a phone, are not convenient and fast. But, they exist if that is the best option to check how much you have in your bank account at any particular time.
Conclusion
In summary, you can quickly check your Zenith bank account balance by dialling *966*00# on your mobile phone and receiving it as an SMS. Also, you can use the mobile app or internet banking if prefer the online method without visiting any Zenith bank branch
And as explained, you can check your Zenith account balance on your phone without an ATM card but not without a PIN.
I hope you find this information helpful.
Therefore, try it and let me know your experience by leaving a message in the comment section below.
