How to Check Zenith Bank Account Balance on Phone using USSD Code

So you want to check your Zenith bank account balance on your phone without going to the bank but sadly, do not know how? this post explores different ways to do just that!

To check your Zenith Bank account balance, use the USSD code *966*00#. Dial the code on the mobile phone (MTN, Glo, Airtel, 9mobile) and enter your unique 4-digit PIN to get your bank balance via SMS. Alternatively, you can know your Zenith Bank account balance without a PIN

Therefore, find out in this post all these methods of checking Zenith account balance, requirements and related topics.

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How to Check Zenith Bank Account Balance using USSD Code

A quick way of checking your Zenith account balance is by dialling the USSD code on your phone: Without internet data, without going to the bank.

Here is how to check your Zenith Bank account balance using the USSD code:

• Dial the USSD code *966*00# on your mobile phone (e.g., Airtel, MTN, Glo and 9mobile).
• Enter your 4-digit USSD PIN.
• Lastly, receive your Zenith Bank balance as an SMS on your phone.

Note: You need to activate Zenith USSD banking on your phone to use this service. So, when you dial the account balance code the first time, you will be prompted to register it.

Read: How to Check Zenith Bank Account Balance Online

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How to Activate Zenith Account USSD Code

To use the Zenith Bank USSD code such as checking an account balance, you must register and create your 4-digit USSD PIN.

Here is how to activate the Zenith Bank account balance USSD code:

1. Dial *996*00# on your Zenith registered phone number
2. Input the last 4 digits of your Debit card number.
3. Then, enter a new 4-digit PIN
4. Confirm your 4-digit PIN
5. Lastly, you receive a successful SMS on your phone.

After activating it, you can transfer money from Zenith bank account to other accounts without an ATM debit card – only your USSD banking PIN.

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How to Check Zenith Bank Balance without an ATM Card

With *966*00#, you can check your Zenith bank account balance without an ATM card on your phone. What you need is to enter your PIN and complete this transaction. An ATM debit card is only useful if you want to activate the USSD banking code for the first time.

Also, you can check your Zenith account balance without an ATM card online through the mobile app and Internet banking. An ATM card is one of the options, not the only one, for activating the Zenith mobile. Likewise, you do not need an ATM card to use Zenith Internet banking to check your account balance.

Read: How to Check Zenith Bank Account Number

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How Check the Zenith Account Balance Without a PIN?

Generally, checking a Zenith Bank account balance with USSD code involves entering a PIN. However, it is possible to know your Zenith account balance without a PIN.

To check your Zenith Bank account balance online without PIN, use the SMS method. If you subscribed to Zenith Bank email alert, then check your phone message to view the current account balance notification from Zenith. This SMS contains information about your transaction details and current balance.

But, if you cannot find the current Zenith SMS alert, initialise a transaction to get it. For example, transfer money to your Zenith account. Instantly, Zenith Bank will send you an SMS alert to your phone. In this way, you can retrieve your Zenith current account balance without entering a PIN online.

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Other Ways of Checking Zenith Account Balance

Apart from the USSD code, there are other ways of checking a Zenith account balance. Although may not be convenient.

First, you can contact Zenith Bank customer care to check your account balance. Call 01-2787000 or 09040857000 to speak to a customer care representative who will assist you.

Second, you can visit the nearest ATM point to check your Zenith account balance using your ATM debit card. So, instead of withdrawing money, you check your account balance.

Lastly, to check your account balance, you can visit any Zenith branch. Go to the customer service unit in any Zenith branch to check it. You would need to write your account number and sign it to know how much you have in your account.

Of course, these ways of checking Zenith Bank account balance, especially without a phone, are not convenient and fast. But, they exist if that is the best option to check how much you have in your bank account at any particular time.

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Conclusion

In summary, you can quickly check your Zenith Bank account balance by dialling *966*00# on your mobile phone and receiving it as an SMS. Also, you can use the mobile app or internet banking if prefer the online method without visiting any Zenith bank branch

And as explained, you can check your Zenith account balance on your phone without an ATM card but not without a PIN.

I hope you find this information helpful.

Therefore, try it and let me know your experience by leaving a message in the comment section below.