Do you want to check your Sterling bank account balance on your phone even without going to the bank?
Check your Sterling bank account balance on your phone using USSD code *822#or online on the mobile app and internet banking without an ATM debit card. Also, without a PIN, you can still know how much money you have in your Sterling account.
Find out different methods of checking Sterling account balance and related topics in this post.
How to Check Sterling Bank Account Balance using USSD Code
One way to quickly check your Sterling account balance is by dialling the USSD code on your phone and following the instruction to get the details.
Here is how to check your Sterling bank account balance using the USSD code:
- Dial *822*6# on your phone.
- Enter your PIN.
- Lastly, you view and receive the account balance on your phone
Note that to check your Sterling bank balance with USSD code, you must have USSD PIN. And to get the PIN, you must activate Sterling USSD banking on your phone.
Thereafter, you can check your Sterling bank balance by dialling the *822*6# and entering your PIN.
The Sterling USSD code to check account balance works on all major mobile networks – Airtel, Glo, Mtn or 9 mobile – in Nigeria. This phone number must be linked to your Sterling bank account. For instance, dial the *822*6# on your Mtn or Airtel line to check your Sterling account balance promptly.
Indeed, using this Sterling code *822*6# to check your account balance is the best option if you want to retrieve it without using online banking, a mobile app or going to a bank.
Read: How to Check Sterling Bank Account Number
How to Check Sterling Bank Account Balance on Mobile App
You can check your Sterling bank account balance online through the mobile app called Sterling OneBank. It is simple as opening the app, entering your login details and viewing your balance. So, without going to the bank, you can know your Sterling account balance on the mobile app.
However, if this is your first time using the Sterling OneBnk app, you must activate it to view your balance. Tap Sign-up after downloading the app on your phone, then link your Sterling bank account to it. Thereafter, you are free to check your account balance and perform other banking transactions on the Sterling OneBank app.
How to Check Sterling Account Balance on Internet Banking
Another way to check your Sterling bank balance online is through the internet banking platform. Go to the Sterling bank internet banking website, and enter your username and password. Then, you can check your Sterling account balance.
Indeed, Checking your account balance on Sterling internet banking is easy and free. You can know how much is in your account without going to a bank. And you won’t be charged for checking your balance unlike using the USSD code method.
But if this is your first time, you must activate Sterling bank internet banking to check your Sterling account balance. To activate, get hardware or soft token from Sterling bank.
Thereafter, you can perform banking transactions such as checking account balance, transferring money and increasing the daily transfer limit.
How to Check Sterling Bank Balance without an ATM Card
With *822*6#, you can check your Sterling bank account balance without an ATM card on your phone. What you need is to enter your PIN and complete this transaction. An ATM debit card is only useful if you want to activate the USSD banking code for the first time.
Also, check your Sterling account balance without an ATM card online through the mobile app and internet banking.
How to Check Sterling Bank Account Balance via SMS
When you dial the Sterling bank USSD code *822*6# to check your account number, you receive it via an SMS on your mobile phone. Sterling bank does not have a special message you can send to a dedicated number like First Bank account number SMS code.
Therefore, if you want to check your Sterling account balance via SMS, dial *822*6#, follow the instructions and you will receive the details as a message to your phone.
How to Check Sterling Bank Account Balance via Email
If you do get a transaction email from Sterling bank, then you can know your account balance through it.
The first thing is to go through your previous email from Sterling bank. To quickly check it, you can search ‘Sterling bank‘ in your email box and will show a list of emails from the bank. Then, check the latest transaction to view your Sterling bank account balance.
What if you deleted your last Sterling bank account balance from your email box? Then use this second method.
Another method to check your Sterling bank balance via email is by sending any amount to your account. In a moment, Sterling bank will send you an email showing your transaction details and current balances. But for this to work, you must have been receiving email alerts from Sterling bank.
In summary, you can check Sterling bank account balance through email without going to the bank. Also, if you forgot USSD PIN and are without an ATM card.
How to Check Sterling Account Balance without PIN
To check your account balance without a PIN, visit any Sterling branch around you. Because, without a PIN, you cannot check your Sterling bank account balance using the USSD code, mobile app and internet banking on your phone.
For instance, you need to enter your USSD PIN to check your balance when you dial *822*6#. Furthermore, you need login details, including a PIN, to view your account balance on the Sterling mobile app.
Lastly, to log in and check your account balance on internet banking, you need a combination of your username and password.
A PIN exists to secure your bank account by preventing someone from authorising a transaction behind you. Therefore, Sterling bank will prompt you to create a PIN or Password when you activate your USSD code, mobile app and internet banking.
Alternatives
There are other ways to check your Sterling bank account although may not be convenient.
First, you can contact Sterling bank customer care to check your account balance. Call +234 700 822 0000 to speak to a customer care representative who will assist you.
Second, you can visit the nearest ATM point to check your Sterling account balance using your ATM debit card. So, instead of withdrawing money, you check your account balance.
Lastly, to check your account balance, you can visit any branch of Sterling Bank. Go to the customer service unit in any Sterling branch to check it. You would need to write your account number and sign it to know how much you have in your account.
Of course, these ways of checking Sterling bank account balance, especially without a phone, are not convenient and fast. But, they exist if that is the best option to check how much you have in your bank account at any particular time.
Sterling Bank USSD Code
Below are other useful Sterling bank USSD codes:
- How to check Sterling bank account number on phone: Dial *822*8#.
- How to open a Sterling bank account on a mobile phone: Dial code *822*7#
- Sterling bank transfer code: Dial *822*Amount*Account Number#
Conclusion
In summary, you can quickly check your Sterling bank account balance by dialling *822*6# on your mobile phone and receiving it as an SMS. Some online methods include the mobile app, internet banking, email and customer care number.
However, if nothing works to know your Sterling account balance, then visit any Sterling bank branch to check your account details without an ATM card or a PIN.
I hope you find this information helpful.
Therefore, try it and let me know your experience by leaving a message in the
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