This post explains how to increase the daily transfer limit on Zenith bank mobile app with a token and without it.

On Zenith bank mobile app, you can increase your daily transfer limit in 2 ways. First, by using a hardware token or an e-token app. Second, you could increase the daily transfer limit without a token by using your ATM debit card.

Therefore, find out the process of increasing your account limit and other related topics covered in this post


What is Zenith Bank Mobile App Transfer Limit

The daily transfer limit on Zenith mobile app is ₦100,000 and you can increase it to ₦5 million. This is the maximum amount you can send to another bank account per day through the app, whether to a Zenith bank account or another bank account in Nigeria.

Therefore, you need a token or an ATM card to increase your account’s daily transfer limit on Zenith mobile app.


How to Increase Daily Transfer Limit on Zenith Bank App

You can simply increase your Zenith bank account limit by getting a token which can be a hardware token or the e-token app.

To increase the daily transfer limit on Zenith Bank app with a token, follow these steps:

  1. Login to the Zenith mobile app.
  2. Go to Settings.
  3. Select Transfer Limit.
  4. Select the token option.
  5. Press your token and enter the code to confirm.

How to Increase Daily Transfer Limit on Zenith Bank App without Token

Indeed, Zenith bank makes it easy to increase the transfer limit on your account without getting a token but by using your ATM card.

Follow these steps to increase the daily transfer limit on Zenith Bank app without a token:

  1. Login to the Zenith mobile app.
  2. Go to Settings.
  3. Select Transfer Limit.
  4. Select the card details option.
  5. Enter the last 6 digits of your Debit card
Increase Zenith Bank Transfer Limit with ATM card without Token

Requirements to Increase Daily Transfer Limit on Zenith Mobile App

The requirement to increase your account daily transfer limit on Zenith mobile app is either you have a token or an ATM card. By having any of these 2 things, you can increase your Zenith account transfer limit to ₦5 million per day on the app.

Actually, it is advisable to get a token if you will be doing a lot of transfers which can quickly add up to a large sum of money. Preferably, a hardware token.


How to get Hardware token for Zenith Bank App

A Zenith bank hardware token is a physical device used for authenticating transactions online. This device generates a 6-digit code that lasts for some seconds which you use to authenticate transactions on the Zenith mobile app, internet banking and third-party sites. Therefore, a Zenith hardware token can secure your account from unauthorised transactions.

To get a hardware token for Zenith Bank app, visit any Zenith branch to apply and get it immediately at the cost of ₦3,500. Go to the customer service unit in any Zenith branch and you will be given an application form to fill out. After you have done that, your hardware token device will be processed and given to you on the spot.

So, when you have your hardware token, you can use it to increase the daily transfer limit on Zenith mobile app.

How to get an E-Token for Zenith Bank App

The Zenith e-Token App is a mobile application that generates a 6-digit One Time Password (OTP) for authenticating transactions online. Examples of where you can use it include on Zenith mobile app, internet banking and third-party sites. And just like the Zenith hardware token, an e-token app can keep your account secured from unauthorised transactions.

To get an e-token for the Zenith Bank app, download the app on Google Play Store or App Store. It costs of ₦1,500 to activate it. The good thing about the Zenith bank e-token app is you can get it without going to the bank but use your ATM card to activate and generate codes. Read this post on Zenith e-token app to understand better.

Therefore, you can use the e-token app to increase the daily transfer limit on Zenith mobile app.


How to Check the Transfer Limit on Zenith Bank App

To know your Zenith bank account limit on the app, go to the transfer limit under settings. This way, you can check the limit and increases it whenever you want.


How to Get Zenith Bank ATM Debit Card

It’s quite easy to get a Zenith card if you do not have one yet.

To get a Zenith Bank ATM debit card, visit any branch of Zenith Bank to apply and get one instantly. Go to the customer service unit in any Zenith branch and you will be given an application form to fill out. After you have done that, your ATM card will be processed and given to you on the spot.

This means that without a token, you can increase the daily transfer limit on Zenith mobile app by getting an ATM card.


Conclusion

In summary, with a hardware token, e-token or an ATM debit card, you can increase your account’s daily transfer limit to ₦5 million on Zenith Bank app.

I hope you find this information helpful.

Therefore, try it and let me know your experience by leaving a message in the comment section below.


  1. Adetona Jumoke Avatar
    Adetona Jumoke

    Thanks for the information
    But i tried it and it’s not working
    Pls help i need to make an urgent transaction.

    1. admin Avatar

      Which option? Token or debit card?

  2. Ri Tahiru Avatar
    Ri Tahiru

    There is no option to select card details on my zenith app.

    1. admin Avatar

      Possibly, it is disabled.
      You contact Zenith bank customer care on how to increase it with your debit card.
      Or get the hardware token to max out the transfer limit

  3. Omasirichi Avatar
    Omasirichi

    Hello i tried increasing my limit with my card details but it kept saying authorisation failed, please help

    1. admin Avatar

      Could you contact Zenith Bank customer care to know why? You can send them a DM on their Facebook or Twitter page

  4. Gifted Avatar
    Gifted

    I tried increasing my limit ,with card option it said successful but I still can’t transfer above 20000

    1. admin Avatar

      Hi,
      You can try again
      or
      contact Zenith customer care to report the issue. Such as social media, call or any branch close to you.

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