Getting an FCMB account statement can sometimes be urgent, especially if you need to verify recent transactions or use it for an application. Many FCMB customers find themselves unable to quickly access their account statements, particularly when internet access or a visit to the bank is not convenient. This guide will help you achieve your goal with ease.
In this post, you’ll learn:
- How to access both mini and full FCMB account statements directly on your phone.
- Step-by-step instructions to retrieve your last 5 transactions or up to 12 months of account history.
- Tips for troubleshooting common issues with the FCMB USSD code.
These instructions will simplify the process so that you can get your FCMB account statement in seconds, anytime and anywhere in Nigeria.
Steps to Get FCMB Mini Account Statement Using USSD Code
If you only need a quick look at your recent transactions, the mini statement option is a great choice. Follow these steps to view your last five transactions directly on your phone.
Step 1: Dial the FCMB USSD Code
- On the mobile phone linked to your FCMB account, dial the FCMB USSD code *329#.
Step 2: Select the “Statement” Option
- From the displayed menu options, choose “Statement” to proceed.
Step 3: Choose the Mini Statement Option
- In the Statement section, you will see two choices:
- Full Statement
- Mini Statement
- Select the Mini Statement option to view your last five transactions.
Step 4: Enter Your USSD PIN
- To authorize the request for mini account statement, enter your 4-digit USSD PIN.
Step 5: View Your FCMB Account Statement
- Once you accurately enter USSD PIN, FCMB will display the last five transactions on your screen for quick reference.
- Additionally, the bank will send your mini statement via SMS for future reference.
How to Download Your FCMB Full Statement Using USSD Code
For a detailed account history covering a longer period, the full statement option lets you access up to 12 months of transactions, sent conveniently to your registered email.
Step 1: Dial the FCMB USSD Code
- Using the phone number linked to your FCMB account, dial the FCMB USSD code *329#.
Step 2: Select the “Statement” Option
- From the menu options displayed, choose “Statement”.
Step 3: Choose the Full Statement Option
- In the statement section, you’ll see two options:
- Full Statement
- Mini Statement.
- Select Full Statement to access a more comprehensive account history.
Step 4: Choose Statement Duration
- Choose the duration for your bank statement by selecting the number of months:
- 1 month
- 2 months
- 3 months
- 4 months
- 5 months
- 6 months
- 12 months
Step 5: Enter Your 4-Digit PIN
- Input your 4-digit PIN to authorize the transaction securely.
Step 6: Download Your FCMB Account Statement
- Once you enter your PIN and confirm it, FCMB will send your full account statement to your registered email instantly in PDF format, allowing you to view and download it.
Types of FCMB Account Statements via USSD
FCMB offers two types of account statements through USSD, each catering to different needs. Here’s a breakdown of both options and their benefits.
1. Mini Statement
- Provides a quick overview of recent transactions, typically showing the last 5 transactions.
- Ideal for users who want a quick glance at recent account activity without the need for a detailed report.
2. Full Statement
- Offers a detailed report of account transactions over a selected period, ranging from 1 month up to 12 months.
- Sent directly to your registered email in PDF format, making it easy to store and review anytime.
- Ideal for users needing a thorough account history for budgeting, financial records, or verification purposes.
Benefits of Choosing Each Type
- Mini Statement: Quick, easy access to recent transactions without waiting for an email.
- Full Statement: Provides an in-depth view of account activity over a chosen period, useful for tracking finances or validating payments.
Frequently Asked Questions (FAQs)
Here are some common questions regarding how to get your FCMB account statement using USSD code, along with clear answers to help you navigate the process effectively.
Is There a Charge for Checking My FCMB Account Statement Using USSD Code?
Yes, there is a fee of ₦10 for each request made to retrieve your account statement via USSD.
Can I Get an Account Statement Older Than One Month Using USSD?
Yes, the USSD service only allows you to request up to a 12 months bank account statement.
What Information is Shown on a Mini Statement vs. Full Statement?
A Mini Statement shows your last 5 transactions, including the date, description, and amount. In contrast, a Full Statement provides a comprehensive list of transactions over the selected period, including all details relevant to each transaction.
Read: How to Change FCMB USSD PIN
Summary
FCMB makes it easy for customers to access their account statements quickly and conveniently using USSD codes. This service allows you to retrieve both mini and full account statements directly on your mobile phone without the need to visit a bank branch.
Key Points:
- Steps to Get FCMB Account Statement Using USSD Code:
- Dial the FCMB USSD code (329#).
- Select the “Statement” option.
- Choose between Mini Statement or Full Statement.
- Enter your 4-digit PIN to authorize the request.
- View or download your account statement as needed.
- Mini Statement: Quick overview of your last 5 transactions.
- Full Statement: Detailed report of transactions for up to 12 months, sent to your registered email in PDF format.
- Cost: Each request incurs a fee of ₦10.
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