How to Check UBA Bank Account Balance on Phone USSD code & without PIN

How to Check UBA Account Balance on Phone: USSD Code & without PIN

Do you want to check your UBA Bank account balance on the phone without going to the bank but sadly, do not know how? this post explores different ways to do just that! 

Check your UBA account balance on your phone using USSD code *919*00#. Or online through the mobile app, WhatsApp, Internet Banking without an ATM debit card. Even, without a PIN, you can still retrieve your UBA account details.

Therefore, find out in this post available options for checking account balance, requirements and related topics.


How to Check UBA Bank Account Balance using USSD Code

One way to quickly check your UBA account balance is by dialling the USSD code on your phone. Without an app, view your bank account balance such as when you forgot it.

Follow these steps to check UBA account balance using the USSD code:

  1. Dial *919*00# on your phone. 
  2. Enter your 4-digit PIN
  3. Lastly, receive your account balance details. 

Note that as a first-timer, you must activate the UBA Bank USSD code and create your unique PIN to check your account balance. 

The code only works on a phone number linked to your UBA Bank account. Also, dial the USSD code to check your UBA account balance on Airtel, Glo, Mtn or 9 mobile networks.

Indeed, *919*00# is the UBA Bank short code to check your account balance. The best option if you want to retrieve it without internet banking, a mobile app or going to a bank

Read: How to Check UBA Account Number


How to Check UBA Account Balance on WhatsApp

You can also check your account balance with this UBA Bank WhatsApp Banking number +234 903 000 2455. To check, save the contact on your phone and open your WhatsApp app to chat with the number. Send “Hi Leo” and it will reply to you with the prompts to press to view your UBA Bank account balance.

Use this method to know your UBA account balance, without going to the bank and without charges. It is free.

Note: that the UBA WhatsApp banking works with the phone number linked to your account. Send the message to check your UBA balance using your own phone number. Not someone else phone number. Not even your other phone number.

How to Check UBA Bank Account Balance on WhatsApp Banking

How to Check UBA Account Balance Online

You can check your UBA Bank account balance online through mobile banking. It is simple as opening the UBA mobile app, entering your login details and viewing the details. Also, perform transactions on the UBA Bank mobile app such as transferring money, buying airtime and checking your account number

Of course, you can check your UBA account balance on the mobile app without having an ATM debit card

If this is your first time using the UBA Bank mobile app? you must activate it to view your account balance. To activate the app, use your ATM debit card or get a token from the bank. Thereafter, you can use the mobile app to get your account balance and perform other banking transactions.

Another way to check your UBA Bank account balance online is through UBA Internet Banking. Enter your ID and password and you would see your current account balance. Additionally, perform various transactions on the Internet banking platform. For instance, transfer money from your UBA account to another bank account, pay bills and so on.


How to Check UBA Bank Account Balance via SMS

When you dial the UBA Bank USSD code *919*00# to check your account balance, you receive it via an SMS on your mobile phone. UBA Bank does not have a special message you can send to a dedicated number like First Bank account balance SMS code

Therefore, if you want to check your UBA account balance via SMS, dial *919*00#, follow the instructions and you will receive the details as a message to your phone.


How to Check UBA Account Balance without PIN

To check your account balance without a PIN, visit any UBA branch around you. Because, without a PIN or ATM card, you cannot get your UBA Bank account balance using the USSD code, mobile app and internet banking on your phone. 

For instance, you need a PIN to use *919# for transactions such as checking your UBA account balance or number.

Furthermore, you need login details which include a PIN to find your account balance on UBA Bank mobile app. 

A PIN exists to secure your bank account by preventing someone from authorising a transaction without having the secret codes. This is why UBA Bank will prompt you to create a PIN when activating the USSD code, mobile app and Internet banking.


Can you use BVN to Get your UBA Account Balance?

You do not need to use BVN to check your UBA account balance. UBA Bank would not ask for it. And entering your BVN cannot retrieve your UBA Bank account balance or other bank accounts number linked to it.

So, instead of BVN, you use your PIN or ATM card details to check your UBA account balance with the USSD code, mobile app, or customer care.

However, if the reason to use BVN to check your UBA Bank account balance is that you have no ATM card (or lost) and PIN, visit any UBA branch. Go to the customer care unit and a representative will assist you to get your account balance.


Can you Retrieve UBA Balance without ATM Debit card?

If you have activated the USSD code, you can check your UBA Bank account balance without an ATM card. You would enter your USSD PIN after dialling *919*00# and following the instruction instead of the last 6 digits ATM card. An ATM debit card is only useful to activate the USSD banking code for the first time.

Also, you can check your UBA account balance without an ATM card online through the mobile app. That is if you have registered the app.


Alternatives

There are other ways to check your UBA Bank account balance although may not be convenient.

First, you can contact UBA Bank customer care to check your account balance. Call +234 700 225 5822 to speak to a customer care representative who will assist you.

Second, you can visit the nearest ATM point to check your UBA account balance using your ATM debit card. So, instead of withdrawing money, you check your account balance.

Lastly, to check your account balance, you can visit any branch of UBA Bank. Go to the customer service unit in any UBA branch to check it. You would need to write your account number and sign it to know how much you have in your account. This is how to check your UBA account balance with your account number.

Of course, these ways of checking a UBA account balance, especially without a phone, are not convenient and fast. But, they exist if that is the best option to check how much you have in your bank account at any particular time.


Conclusion

In summary, you can quickly check your UBA Bank account balance by dialling *919*00# on your mobile phone and receiving it as an SMS. Some online methods include the mobile app and customer care channels.

However, if nothing works to recover your UBA account balance, then visit any UBA branch to check your account details without an ATM card or a PIN.

I hope you find this information helpful.

Therefore, try it and let me know your experience by leaving a message in the comment section below. 

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