This post is for you if you need to know how to use Unity Bank USSD Code to transfer money from your account to other bank accounts in Nigeria.

With the Unity transfer USSD code, easily send money to any bank account in Nigeria. For instance, transfer money to another Unity bank account by dialling *7799*1*Account Number*Amount# from your registered mobile phone (Mtn, Glo, Airtel or 9 Mobile). However, the Unity transfer code is different to transfer money to other banks.

Hence, find out the process of sending money with the USSD code and other related topics.


Unity Bank Transfer USSD Code

The Unity Bank transfer USSD code is an easy way to send money from the Unity bank account to another bank account on the phone.

This USSD code works on any phone – a basic phone or smartphone – and major mobile networks in Nigeria, Mtn, Glo, Airtel and 9 Mobile.

With the Unity Bank USSD code, no need for data or an app to send money from your Unity bank account to other accounts.

Importantly, to use the Unity bank code *7799# to transfer money, you must register it on your mobile phone. Then, create your PIN which you will always use to confirm all transactions you make afterwards.


How to Activate Unity Bank Transfer USSD Code

How to Activate Unity Bank Transfer USSD Code

To transfer money with the Unity USSD code, you need to register the USSD code and create your unique transfer PIN.

Here is how to activate the Unity Bank transfer USSD code:

  1. Dial the code *7799# on your Unity bank registered mobile phone. Mtn, Glo, Airtel or 9 Mobile.
  2. Enter your Unity Bank account number
  3. Next, select Yes for Do you have a Debit card?
  4. Enter the first 6 & last 4 digits of your ATM debit card
  5. Create a 4-digit USSD PIN
  6. Then, confirm your USSD PIN
  7. Receive a successful activation message.

You could also activate the Unity Bank USSD Code without ATM card. Read on How to activate Unity Bank USSD code post to understand the process better.


How to Transfer Money from Unity Bank Account with USSD Code

To transfer money from Unity Bank to another Unity Bank, dial code *7799*1*Nuban Account Number*Amount#

Here is how to transfer money from Unity Bank to another Unity account using the USSD code:

  1. Dial the code *7799*1*Account Number*Amount# on your registered phone. Mtn, Glo, Airtel or 9 Mobile.
  2. Enter your 4-digit USSD PIN.
  3. Receive successful transaction SMS showing your account has been debited

For instance, to send money (₦10000) from your Unity bank account to another Unity account, dial *7799*1*0123456789*10000# on your phone. Then, enter your PIN to confirm the transaction.


How to Transfer Money from Unity Bank to Other Banks with USSD Code

How to Transfer Money from Unity Bank to Other Banks with USSD Code

To transfer money from Unity Bank to other banks, dial code *7799*2*Nuban Account Number*Amount#

Here is how to transfer money from Unity Bank to another bank account using the USSD code:

  1. Dial the code *7799*2*Account Number*Amount# on your registered phone. Mtn, Glo, Airtel or 9 Mobile.
  2. Enter your 4-digit USSD PIN.
  3. Receive successful transaction SMS showing your account has been debited

For instance, to send money (₦10000) from your Unity bank account to other banks (e.g. GTBank), dial *7799*2*0123456789*10000# on your phone. Then, enter your PIN to confirm the transaction.


Unity Bank USSD Transfer Code Requirement

Here are the requirements to transfer money from Unity Bank account to another bank account using the USSD code on phone:

  • Activate Unity Bank USSD code *7799# on your mobile phone.
  • Sufficient money in your Unity account
  • Have airtime on your mobile network for Network charge. Mtn, Glo, Airtel or 9 Mobile.
  • Use your USSD PIN. No need for an ATM debit card
  • Then, dial the Unity Bank transfer USSD code

Unity Bank USSD Fee

Mobile networks in Nigeria (MTN, GLO, Airtel, & 9Mobile) charge 6.98 Naira for using the Unity USSD code *7799#.

While Unity Bank charges a transfer fee of 10 Naira upward depending on the amount of money you transfer from your account to another bank account.


Unity USSD Banking Transfer Limit

The Unity Bank transfer USSD code limit is 20,000 per transaction and the daily limit is 100,000 Naira. This limit is applicable whether you are sending money to a Unity Bank account or other bank accounts.

To increase Unity transfer code limit, visit the Unity Bank branch near you.


Is Unity USSD Code Safe and Secure?

The Unity *7799# USSD banking is safe and secure as it requires your unique PIN to confirm all your banking transactions. Hence, keep your PIN private including your ATM debit card.

Peradventure, if you lost your mobile phone, block the Unity USSD banking immediately by dialling *7799*9*PhoneNumber# on any phone.


Unity Bank USSD Codes

Other Unity USSD Banking Codes

  • Buy airtime for yourself: Dial code *7799*Amount# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
  • Buy airtime for others: Dial code *7799*Phone Number*Amount# to purchase Mtn, Glo, Airtel or 9 Mobile recharge
  • Withdraw cash from ATM without a Debit Card: Dial code *7799*8*Anount#, then follow the on-screen prompts to perform a cardless withdrawal
  • Pay for bills: Dial code *7799# and follow the on-screen prompts
  • Check your Unity bank account balance: Dial code *7799*0#
  • To block your Debit card: Dial code *7799*911#
  • Open a Unity bank Account: Dial code *7799*01#

Conclusion

In summary, with the USSD code, you can easily transfer money from Unity Bank account to any bank account in Nigeria.

Note that you must activate the Unity Bank USSD code, create your unique 4-digit PIN and use it to authenticate transfers on your phone.

I hope you find this information helpful.

Therefore, try it and let me know your experience by leaving a message in the comment section below.


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