How To Request an ATM Card on Moniepoint App

If you want to withdraw cash from an Automated Teller Machine (ATM), pay at a POS shop, or shop online easily, you need a physical ATM card. The good news is that you can request it directly from the Moniepoint app in just a few steps.

Many users do not know the exact process, the total cost, or the delivery options available. This guide will show you everything clearly. I will walk you through the real in-app steps so you can request your card without mistakes.

What You Will Learn:

The cost of getting a Moniepoint physical card, plus the hidden cost.
Available delivery options
Step-by-step request your ATM card on the app
Important security tips to protect your account

This guide is based on the official in-app process. I will also clearly explain the full cost breakdown so you know exactly what you are paying for before you tap “Request Card.”

Table of Contents show

What Is the Moniepoint ATM Card?

The Moniepoint ATM card is a debit card linked directly to your Moniepoint account. It allows you to access and spend your money easily anytime through ATM, POS and online platform.

There are two types of cards available in the app:

1. Physical Card

This is the plastic ATM debit card delivered to you.

You can use it for:

ATM withdrawals
POS payments in shops
Online payments

2. Virtual Card

This is a digital card inside the app.
It is mainly used for online transactions.

Benefits of the Physical Card

Easy access to cash at any ATM
Convenient payments at supermarkets and stores
Safer than carrying large cash
Works for both offline and online payments

If you want full flexibility with your money, the physical card is the better option.

Requirements to Get a Moniepoint Physical Card

Before you request your Moniepoint debit card, make sure you meet these three requirements to prevent errors or failed requests.

Active Moniepoint Account
Sufficient Balance
Correct Delivery Address

1. Active Moniepoint Account

You must have an active and working Moniepoint account.
Make sure you can log in successfully using your password or biometric.

2. Sufficient Account Balance

You need at least ₦1,075.00 in your account which covers:

Card fee
VAT (7.5%)

If you want the Moniepoint ATM card to be delivered to your home address, you must have at least ₦2,075 in your bank account which covers:

Card fee
VAT (7.5%)
Delivery fee (₦1,000)

If your balance is lower than this, your request will fail.

3. Correct Delivery Address

If you choose home delivery, your address must be accurate.
Wrong address may delay or cancel your delivery.

Alternatively, select a nearest Moniepoint agent to get your physical card.

Taking a few minutes to confirm these requirements will save you stress later.

How To Request an ATM Card on the Moniepoint App (Step-by-Step)

Follow these steps carefully inside the app.

Step 1: Open the Moniepoint App

Open the Moniepoint app on your Android or iPhone.

Step 2: Go to Card Section

On the dashboard, look at the bottom menu.

Tap on “Card.”

Step 3: Click “Order a Card”

Inside the Card section, tap on “Order a Card.”

You will see two options:

Physical card
Virtual card

Step 4: Choose Get a Physical Card Option

Select “Get a Physical Card” option to start ordering your plastic ATM card.

Step 5: Fill in Delivery Details

You will now choose how you want to receive your card.

Option 1: Delivery to Your Address

Delivery fee: ₦1,000
Enter your correct home or office address

Option 2: Pickup from a Sales Agent

Select a nearby agent
Choose a time you will be available to pick it up

Make sure all details are correct before proceeding.

Step 6: Pay and Confirm Request

Assuming you want to receive Monipoint ATM at your home address, you will see a summary page showing these breakdown:

Card fee
Delivery fee: ₦1,000
VAT: 7.5%
Total: ₦2,075.00

Once you tap Request Card button, Moniepoint will automatically deduct ₦2,075.00 from your account.

After payment, you will receive confirmation inside the app.

How Much Does Moniepoint ATM Card Cost?

If you are asking, “What is the Moniepoint ATM card cost?” here is the clear answer.

Moniepoint ATM card c

The total amount required to request a physical ATM card is:
₦1,075.00 excluding delivery fee

Here is the breakdown, inlcuding home delivery if you choose to:

Card fee = ₦1,000
VAT (7.5%) =₦75
Delivery fee = ₦1,000
Total = ₦2,075

Before you confirm your request, the app will show you a summary page with this full breakdown. Always review it carefully.

Why Is VAT Charged?

VAT (Value Added Tax) is a government-approved tax applied to certain financial services in Nigeria. It is not a hidden charge. It is part of the official fee structure.

Delivery Options Explained

When requesting your Moniepoint ATM card, you can choose how you want to receive it. The app gives you two simple options.

1. Home Delivery

Your card will be delivered to your home or office address.

Delivery fee: ₦1,000
You must enter a correct and detailed address
Choose a time you will be available

This option is best if you prefer convenience and do not want to travel.

2. Pickup from a Sales Agent

You can select a nearby Moniepoint sales agent and pick up the card yourself for free.

Select a nearest Moniepoint sales agent
Choose a convenient pickup time

This option may be faster in some locations.

When Should You Choose Each Option?

Choose home delivery if you want comfort and convenience.
Choose agent pickup if you want quicker access or live near an agent.

Tips for Smooth Delivery

Double-check your address before submitting.
Use a reachable phone number.
Be available at the selected time.
Keep your phone active for delivery updates.

Choosing the correct delivery method will help you receive your card without delay.

How Long Does It Take to Receive the Moniepoint Card?

After you request your ATM card, the next question is usually about delivery time.

In most cases, delivery takes lees than a week. However, the exact timeline may depend on your location and the delivery option you selected.

Estimated Delivery Timeline

Major cities: Usually faster
Remote areas: May take slightly longer
Agent pickup: Often quicker if the card is already available

What Can Affect Delivery Time?

Incorrect address details
Network delays during processing
Public holidays or weekends
Availability of the card in your area

How to Track Your Card Status

You can check the status of your request inside the app under the Card section.
The app will show updates once your request is processed.

If you notice unusual delays, you can contact Moniepoint support through the app.

Frequently Asked Questions (FAQs)

Here are the answers to seven common questions about requesting a Moniepoint ATM card:

How much is Moniepoint ATM card?
The price of Moniepoint ATM card is ₦1,075.00 (VAT inclusive). With delivery fee, getting your Moniepoint card will cost you ₦2,075.00
How long does Moniepoint card delivery take?
Delivery usually takes within a week. Agent pickup may be faster, depending on your location.
Can I cancel my card request?
Once the request is confirmed and payment is deducted, you cannot cancel Moniepoint physical card. Check all details before confirming.
Can I order both virtual and physical cards?
Yes, you can have both. The virtual card is mainly for online transactions, while the physical card works for ATMs, POS, and online payments.
Is the Moniepoint ATM card a debit card?
Yes, it is a debit card linked directly to your Moniepoint account.
What happens if I’m not available during delivery?
If you choose home delivery and are not available, the courier will call/contact you to reschedule or deliver it to the nearest agent for pickup. For agent pickup, you can select a convenient time to collect it.
Does Moniepoint charge a yearly maintenance fee?
Currently, there is no separate yearly maintenance fee for the ATM card. You only pay the card and delivery fees once.

Summary

Moniepoint makes it easy to request a physical ATM card directly from the app. Having a Moniepoint card allows you to withdraw cash, pay at stores, and shop online conveniently and securely.

Key Points to Remember:

How to request an ATM card on the app: Open the Moniepoint app → Select Card → Tap Order a Card → Choose Get a Physical Card → Fill delivery details → Pay.
Total cost: ₦2,075.00 (card fee + delivery fee ₦1,000 + VAT 7.5%)
Delivery options: Home delivery or pickup from a sales agent
Estimated delivery time: A week, faster with agent pickup
Requirements: Active Moniepoint account, sufficient balance, correct delivery address

By following this guide, you can request your Moniepoint ATM card safely, avoid delays, and enjoy convenient access to your funds.

unleash.com.ng is dedicated to providing valuable information on managing your finances. Keep an eye out for future articles on Moniepoint and other helpful financial topics!

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