Do you want to know about the Opay USSD code to send money to another Opay account? The Opay transfer code works on any mobile phone and is ideal for users who do not have access to Opay app or mobile data and want to perform quick transactions even in areas with poor network coverage

By the end of this post, you’ll learn:

• What the Opay USSD code is and how it works.
• The requirements and steps for transferring money using the Opay USSD code.
• Limits, fees, and benefits of using Opay’s USSD service.
• Troubleshooting common issues and security tips for safe transactions.

Opay Transfer Code Requirement

• Dial the Code from Your Registered Phone Number: Make sure you’re using the phone number linked to your Opay account when dialing the USSD code.
• Sufficient Airtime: You need to have enough airtime on your phone, as your mobile network will charge a fee of ₦6.94 for using the USSD service.
• Enough Balance in Your Opay Account: Ensure that your Opay account has sufficient funds.

Opay Transfer Code to Opay Account (Quick Method)

*955*1*amount*10 digit Opay account number# is the short USSD code to transfer money from Opay to an Opay account number.

Here is how to use it:

1. Dial the USSD code: *955*1*amount*Opay account number# on your phone (works with MTN, Glo, Airtel, or 9mobile).
2. Enter your Opay 4-digit PIN to confirm the transfer.
3. Receive a transaction success message on your phone screen and an SMS confirmation.

If you can’t remember the quick method, simply dial *955# and follow the steps explained in the next section.

How to Transfer Money from Opay to Another Opay Account Using USSD Code

Here are the seven steps to transfer money from Opay to an Opay account with USSD code (*955#):

1. Dial *955# on the Phone:

On your Opay-registered phone number, dial *955#. This USSD code is supported by MTN, Glo, Airtel, and 9mobile in Nigeria.

2. Select the Transfer Option:

From the list of options displayed, select the “Transfer” option. This is typically the first option.

3. Choose Transfer to Opay Account Option:

Select the “Transfer to Opay Account” option from the next set of choices.

4. Enter the Recipient’s Account Number:

Input the 10-digit Opay account number of the person you want to transfer money to.

5. Input the Transfer Amount:

Next, enter the amount you wish to transfer. Remember to transfer within your Opay account tier transaction limit.

Read: How to Check Opay Transfer Limit

6. Enter Your 4-Digit Opay PIN:

For security, confirm the transaction by entering your 4-digit Opay PIN. Without accurately typing your payment code, you cannot perform any transaction on your Opay account.

7. Transfer Money to Opay Account:

After entering the PIN, Opay will process the money and the recipient will receive it instantly.

Also, you will receive a success message on your phone screen, along with an SMS confirming the transaction.

Read: Opay USSD Code to Transfer Money to Bank Account

Opay USSD Code Transfer Limits & Fees

Transfer Limits:

Your daily transfer limit depends on the tier of your Opay account:

• Tier 1: ₦50,000 per day.
• Tier 2: ₦200,000 per day.
• Tier 3: ₦5 million per day.

You can check your account tier within the Opay app or by contacting customer service.

Opay Transfer Fees

It is free to transfer money from Opay account to another Opay account however there is a service charge of ₦10 for each transfer using the USSD code. This service charge is from your mobile network and not Opay.

Common Issues When Using Opay USSD Code for Transfers

• Transaction Failure: This can occur due to network issues or insufficient balance. If your transaction fails, double-check your account balance and try again after a moment.
• Network Problems: Sometimes, the USSD service may be temporarily unavailable due to network congestion. If you experience this, wait a few minutes and attempt the transfer again.
• Incorrect PIN: Entering the wrong Opay PIN will prevent the transaction from processing. Ensure you input your PIN accurately; if you forget your PIN, follow the steps in the Opay app or contact customer support for assistance.
• Invalid Account Number: If you enter an incorrect recipient account number, the transaction will not go through. Always double-check the account number before confirming the transfer.

Alternatives to Transferring Money via USSD Code

1. Use the Opay Mobile App:

The Opay app provides a user-friendly interface for transferring money. You can easily send funds to another Opay account or to other banks. The app often includes additional features such as transaction history and promotional offers.

2. Visit Physical Opay Agents:

You can also transfer money through Opay’s physical agents located in various locations. This method is helpful if you prefer in-person assistance or do not have access to a mobile phone. However, please note that this option may incur a fee.

3. Use Other Bank Mobile App:

If you have an account with a bank that supports online transfers, you can use their banking platform to send money to an Opay account. This may not be as immediate as using Opay directly, but it’s a viable alternative.

FAQs

Summary

Opay offers a convenient way to transfer money from one Opay account to another using the USSD code, which is especially useful for users without internet access or the app.

To recap, here are the key points of this post:

• To transfer Money to Another Opay Account Using Opay USSD Code, do this: Dial *955*1*amount*10-digit account no# on your phone, enter your Opay PIN, and receive a transaction success message.
• Ensure you have sufficient airtime and balance in your Opay account to cover the transaction and service charges.
• Opay transfer limits vary by account tier. Check yours to avoid a failed transaction.
• Alternatively, use the Opay app or visit a physical agent to send money to an Opay account number.

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