Are you in the middle of verifying your identity on Opay app and need to enter OTP (One-Time Password)?. Maybe you want to change/reset your Opay password (or PIN) but did not receive the OTP via SMS within 1 minute. In this case, you can generate the OTP yourself.

In this post, you will learn everything about generating your Opay OTP quickly and reliably, without worrying about SMS delays.

About Opay OTP

An OTP (One-Time Password) is a unique 6-digit code sent to your phone for verifying your identity during sensitive transactions.

Opay uses OTP as an added layer of security to protect your account and ensure that only authorized users can access certain features.

Here are four situations where you must to enter OTP on Opay:

While the OTP is usually sent to your registered phone number, you can also dial the USSD code to receive it for free if the SMS doesn’t arrive.

Opay USSD Code to Generate OTP on Phone

How to Get OTP Using Opay USSD Code

  • Dial *955*010# from the phone number registered with your Opay account. This works with MTN, Glo, Airtel, or 9mobile, and it’s completely free unlike the usual 10 Naira service fee for other Opay USSD services.
  • Wait for the USSD response to process your request.
  • The 6-digit OTP will be displayed on your screen and also sent to you via SMS. Please note that this OTP is valid for just 1 minute, so use it immediately for your transaction.

Security Tips When Using OTP on Opay

  • Keep Your OTP Private: Never share your OTP with anyone, even if they claim to be from Opay or any other service. Scammers can use it to gain access to your account.
  • Protect Your Phone Number: Since your OTP is sent to your registered phone number, it’s important to keep your SIM card safe. Avoid exposing your phone to unauthorized persons.
  • Verify the Source: Before entering the OTP, make sure it’s from a trusted source or a transaction you initiated. Scammers may try to trick you into providing an OTP.

FAQs

How do I get my OTP if the USSD code isn’t working?

If the USSD code isn’t working, check your network connection and ensure you’re using the correct phone number. If the problem persists, wait a few minutes and try again or contact Opay customer support.

How long is the OTP valid for?

The OTP is valid for 1 minute. After that, you will need to request a new one if it expires.

What should I do if I enter the wrong OTP?

If you enter the wrong OTP, re-enter it correctly. If it fails, you’ll need to request a new one by dialing *955*010# again.

Can I get an OTP if I am outside Nigeria?

You may face difficulties receiving OTPs via USSD while outside Nigeria, as the service relies on local network operators.

Summary

Opay provides a convenient way to generate an OTP using a USSD code, ensuring you can securely perform important actions even if you don’t receive an SMS. 

To recap, here are the key points:

  • Dial *955*010# from your Opay registered phone number to generate an OTP.
  • The OTP will be displayed on your screen and sent via SMS, valid for 1 minute. 
  • If you don’t receive the OTP, check your network, ensure the correct phone number, and try again.
  • Keep your OTP secure and never share it with anyone.

If you found this guide helpful, please share it with others who might benefit from it.

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