Changing your OPay physical card PIN can sometimes feel like a daunting task, especially if you’re not using the app. You could be stuck in a situation where unauthorized access to your account is possible, increasing the risk of fraud.

In this post, you will learn easy steps to change your OPay ATM card PIN using a simple USSD code, requirements and tips to secure your account promptly.

Opay Code For PIN Requirement

• OPay Registered Phone Number: To change your debit card PIN, you must dial the Opay USSD code from the phone number linked to your OPay account.
• Sufficient Airtime: Ensure you have enough airtime on your Opay registered phone number as using the USSD service requires a minimal fee.
• Sufficient OPay Account Balance: Your OPay account must have enough balance to cover the transaction. Opay will charge you 10 Naira for changing your card PIN through the USSD code.

How to Change OPay Card PIN Using USSD Code

Here are the six steps to change Opay card PIN with code (*955#):

1. Dial the USSD code:

On your phone, dial *955# using the phone number registered with your OPay account. This can be done on any network (MTN, Glo, Airtel, or 9mobile).

2. Select the OPay Card option:

From the menu that appears, select the Opay Card option. This is usually the eighth option on the list. Then, tap on Opay Physical Card.

3. Select Change Card PIN Option:

After choosing the Opay Physical Card, select Change Card PIN from the list of options that appear.

4. Enter your current PIN:

Once you select Change Card PIN, you will be prompted to enter your current OPay card 4-digit PIN.

This is to confirm your identity and not someone else changing your Opay ATM card PIN

5. Enter your new PIN:

Choose a new six-digit PIN and enter it. Wait for a confirmation message that your PIN has been successfully changed.

Common Issues When Changing OPay Card PIN

1. USSD Code Not Working:

• Cause: Network issues or an incorrect code.
• Solution: Double-check that you’re dialling *955# from the phone number registered with your OPay account. If the issue persists, try again after some time or contact OPay customer support.

2. Network Errors:

• Cause: Poor network signal or downtime on your mobile service provider’s network.
• Solution: Ensure you have a strong mobile signal before initiating the process. Switching to a different location or restarting your phone might help.

3. Incorrect Details Entered:

• Cause: Wrong current Opay card PIN or incorrect new PIN format.
• Solution: Verify that you’re entering the correct current PIN and that the new PIN meets the 4-digit requirement. If you forget your current PIN, contact OPay for assistance.

Security Tips for Using OPay USSD Code

• Safeguard Your USSD PIN: Never share your USSD PIN or card PIN with anyone, even if they claim to be OPay representatives. Keeping your PIN confidential is the first line of defence against fraud.
• Change Your PIN Regularly: Make it a habit to change your PIN periodically. This reduces the chances of unauthorized access, especially if your PIN is somehow compromised.
• What to Do If You Suspect Fraud: If you suspect that your OPay account or card details have been compromised, immediately change your PIN or freeze your card. Contact OPay customer support to secure your account.

Check: Opay Customer Care Contact

Summary

Opay provides a convenient way to change your debit card PIN using a simple USSD code, eliminating the need for an internet connection or the Opay app. Regularly changing your OPay card PIN ensures the safety and security of your account.

To recap, here are the key points:

• To change your OPay physical card PIN, dial *955#, select the OPay Card option and follow the prompts to change your PIN.
• Ensure you have sufficient airtime and a small balance (10 Naira) in your OPay account for the service charge.
• Keep your PIN secure, change it regularly, and avoid using public networks when entering sensitive information.

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