After applying for and getting your Opay Physical card, the next step is to activate it. Ideally you can activate your card on the Opay app. But what if you cannot access the app at the moment? This is why Opay provides the USSD code method to enable your ATM card for physical and online use.
In this post, will learn everything about activating an OPay physical card using a USSD code. This includes:
- Requirement for Activating Opay Physical card with USSD code
- Steps to activate the Opay card using USSD code
- An alternative method for activating your Opay physcal card.
OPay Card Activation Code Requirements
- Opay Registered Phone Number: The USSD code must be dialed from the phone number linked to your OPay account.
- Sufficient Airtime: Ensure you have enough airtime on your phone (Mtn, Glo, Airtel or 9mobile) to cover any service charges that may apply.
- Sufficient Funds in Your OPay Account: Make sure you have enough money in your OPay account to cover the activation fee, which is typically “₦10”.
How to Activate Opay Physical Card Using USSD Code
Here are the three steps to activate ATM card using the Opay USSD code (*955#):
Step 1: Dial the Opay Card Activation USSD Code:
The USSD code to activate Opay physical card is *955*03121#. Dial this code on your OPay registered phone number (whether MTN, Glo, Airtel, or 9mobile) t begin the process.
2. Create a Card PIN:
After dialing *955*03121#, follow the prompts provided to create a 4-digit PIN for your Opay physical card.
Known as Payment PIN, this is the 4-digit number to authenticate all transactions on your Opay card.
3. Activate Opay Physical Card:
Once the activation is successful, you will receive a success message on your screen and an SMS confirmation.
Alternative Method: OPay App
If you prefer, use the Opay app to activate your physical card. Unlike the USSD code method, it does not cost money to enable your ATM for transactions.
To do this:
- Log in to the OPay App on your phone
- Go to the Card Section
- Tap on Activate Card button and create your 4-digit PIN.
Read: How to Activate Opay ATM Card on Opay App
FAQs
What should I do if I don’t receive the activation confirmation SMS?
If you don’t receive an SMS, wait a few minutes and check your phone’s network connection. You can also check your OPay app for confirmation or contact OPay customer support for assistance.
Can I activate my OPay card from another phone number?
No, activation can only be done from the phone number registered with your OPay account.
How long does the activation process take?
The activation process is typically instant, but it may take a few minutes for the confirmation SMS to be sent.
Is there a fee for activating the OPay physical card?
Yes, there is a small service charge of ₦10 for activating the card plus the mobile network charge
Summary
Opay makes it easy to activate your OPay physical card, even if you can’t use the app. By using the USSD code, you can quickly get your card up and running, ensuring you can access its full range of features.
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