Is GTBank requesting you enter a 6-digit One-Time-Password (OTP) to complete a transaction online?
There are 3 ways to generate GTBank OTP to authenticate transactions instantly. But in this post, I will share:
- The simple steps to generate an OTP using *737#.
- How to use the OTP for authenticating transactions on internet banking, the GTWorld app, or online payments.
- Why this method is secure and hassle-free.
Let’s dive into the steps to generate your GTBank OTP code.
How to Generate OTP Using GTBank USSD Code
Here is how to generate one-time-Password using GTBank USSD code to authenticate transactions:
- Dial
*737*7#on your GTB linked phone number. - Enter Your 4-Digit PIN
- Receive the OTP Code via SMS
- Use the OTP to authenticate the transaction
Step 1: Dial *737*7#
On your GTBank registered phone number, dial the USSD code *737*7#.
Enter Your 4-Digit USSD PIN
When prompted, input the 4-digit PIN you created for GTBank’s *737# services.
Receive the OTP Code
Instantly, you will receive an SMS containing the unique 6-digit one-time password (OTP). Check your SMS box and copy it.
Use the OTP for Authentication
Enter the six digit code to validate your transaction on:
Internet Banking: Use it when prompted during online transactions.
GTWorld App: Enter the OTP to complete payments or transfers.
Online Card Payments: Securely approve payments made with your GTBank ATM card.
Features of GTBank OTP USSD Code
- Quick Access: Generate the one-time password anytime and anywhere.
- Validation: The GTB OTP can validate transactions of up to ₦500,000.
- Time Limit: The 6-digit code is valid for only 120 seconds (2 minutes).
- PIN Authentication: Requires the 737-created PIN to ensure security.
Read: How to Generate OTP with GTBank eToken
Benefits of GTB USSD One-Time Password
- Convenience: No need to carry a hardware token.
- Accessibility: Works on all phones (smartphones and feature phones).
- Ease of Use: Simple steps to generate OTP in seconds.
- Enhanced Security: Protects online and app-based transactions with an additional authentication layer.
Common Use Cases for the GTBank USSD OTP Code
- Authenticating payments on GTWorld or GTBank Mobile App.
- Validating high-value transfers on internet banking.
- Securing bill payments or subscription services requiring token validation.
Troubleshooting and Tips
- Ensure your phone number is registered with GTBank.
- If you forget your USSD PIN, reset it using *737*5#.
- For OTP generation issues, contact GTBank customer care via phone, email, or WhatsApp.
FAQs
What is the GTBank USSD code to generate OTP?
Dial *737*7# on your GTBank registered phone.
What is the maximum transaction limit with the OTP?
The OTP can validate transactions of up to ₦500,000.
How long is the OTP valid before it expires?
The OTP is valid for 120 seconds (2 minutes).
Do I need a smartphone to use this service?
No, this service works on any phone with access to the GTBank registered SIM.
What happens if my OTP expires?
Simply redial *737*7# again to generate a new OTP.
Can I generate OTP without a USSD PIN?
No, a 4-digit USSD PIN is required for authentication.
Summary
GTBank makes securing your transactions effortless with the USSD 7377# service, providing a quick and reliable way to generate OTP codes anywhere, anytime.
- Steps Summary: Dial *737*7# > Enter your USSD PIN > Receive OTP via SMS > Use OTP to validate transactions.
If you found this guide helpful, please share it with others who might benefit from it.
unleash.com.ng is dedicated to providing valuable information on managing your finances. Keep an eye out for future articles on GTBank and other helpful financial topics!
Leave a message in the comment section below or Facebook page. Thank you!
Leave a Reply