If you’re here, chances are your FCMB debit card is either lost, stolen, or you’ve noticed some suspicious transactions. You want to block the card to protect your funds, but you might not have access to the internet or prefer not to go through the lengthy process of visiting a bank branch.
This guide will show you exactly how to block your FCMB debit card using the USSD code *329#, quickly and without hassle. By the end of this post, you’ll learn:
- Why you might need to block your card immediately.
- The step-by-step process to block your card using USSD.
- What to do after blocking your card.
Why Block Your FCMB Debit Card
There are several situations where you may need to block your FCMB debit card as soon as possible to prevent unauthorized access to your funds. Here are some common reasons:
- Lost or Stolen Debit Card: If you’ve misplaced your card or it has been stolen, blocking it is the first step to preventing anyone from accessing your money.
- Suspicious or Unauthorized Transactions: If you notice any unusual transactions or charges that you didn’t make, blocking your card will prevent further fraudulent activities.
- Protecting Funds from Fraud: In today’s digital world, card fraud is a constant threat. If you suspect your card details have been compromised, blocking it ensures your funds are safe.
In any of these situations, it’s important to act immediately. Blocking your card can save you from potential financial losses or further complications.
How to Block FCMB Debit Card Using USSD Code
Follow these quick steps to deactivate your FCMB ATM card using the USSD code:
1. Dial 329# on your registered phone number
Ensure that you are using the phone number linked to your FCMB account to avoid errors.
2. Go to the Self Service option
Once the menu loads, select “Self Service” by choosing option 9.
Then, select “Next Page” (option 5) to see Card Management option to block card.
3. Choose the Card Management option
Select the “Card Management” option from the menu.
This is where you can manage your debit card, including blocking it.
4. Block your FCMB Card
Select “Block Card” from the Card Management menu.
If you have multiple cards linked to your account, choose the card you want to block.
Enter your 4-digit USSD code PIN to confirm the block.
The process is immediate, and your card will be blocked instantly, preventing any further transactions from occurring.
What Happens After Blocking Your FCMB Debit Card
Once you’ve successfully blocked your FCMB debit card, it can no longer be used for any type of transaction, including:
- ATM Withdrawals: You will not be able to withdraw cash from any ATM using the blocked card.
- POS Payments: The card will be declined for purchases at any point-of-sale terminal.
- Online Transactions: Any online payments or subscriptions linked to the card will be stopped.
After blocking the card, you can request a new one by visiting your nearest FCMB branch.
It’s essential to take this step to ensure you regain access to your account with a new, secure debit card.
Other Ways to Block Your FCMB ATM Card
In addition to using the USSD code, there are other ways to block your FCMB debit card if needed:
- FCMB Mobile App:
You can log into the FCMB mobile app and block your card through the card management section. - Visit a Branch: If you prefer face-to-face assistance, visit any FCMB branch to request that your card be blocked.
- Contacting FCMB Customer Care:
You can also call FCMB’s customer service team for assistance in blocking your card. They will guide you through the process.
These alternative methods offer flexibility, depending on your situation and preference.
Read: Why FCMB USSD Code Not Working & Solutions
FAQs
How long does it take to block an FCMB debit card using USSD?
Blocking your FCMB debit card using USSD is instant. As soon as you complete the steps, the card is blocked immediately.
Is there a charge for blocking my FCMB card using USSD?
Yes, blocking your card via USSD attracts a fee of 10 Naira.
What if I forget my USSD PIN?
If you forget your PIN, you will reset it. Reset it through the FCMB USSD code (*329#) to create a new PIN before blocking your card.
Can I block multiple cards linked to my account?
You can request a new debit card through the FCMB mobile app, internet banking, or by visiting an FCMB branch.
Summary
FCMB makes it easy to block your debit card using the USSD code, ensuring you can quickly protect your funds in case of loss, theft, or unauthorized transactions. Here’s a recap of the key points:
- FCMB USSD Code to Block Debit Card: Dial *329# and follow the steps to block your card immediately.
- Why Block Your Card?: If your card is lost, stolen, or you notice suspicious activity, blocking it prevents unauthorized access to your funds.
- Other Methods: You can also block your card via the FCMB mobile app, by visiting a branch, or contacting customer care.
By taking swift action, you can secure your account and avoid potential fraud or losses.
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