Opay is a versatile financial service platform that offers various digital banking solutions to millions of users. One of its notable features is Owealth, a savings and investment service that allows users to grow their money through competitive interest rates.

In this post, you will learn how to check Owealth balance on the opay app and alternatives thereby staying informed about your financial progress and making informed decisions regarding your savings and investments.

What is Owealth?

Owealth is a savings and investment feature on the Opay app, designed to help users grow their money securely and efficiently.

By offering a 15% competitive interest rates, Owealth enables users to earn daily returns on their deposits, making it an attractive option for those looking to save and invest without the complexities of traditional banking.

With just a few taps on the app, users can deposit funds into Owealth and watch their savings grow over time. The three benefits of using Owealth include:

• Competitive Interest Rates: Owealth offers 15% helping users maximize their returns.
• Easy Access: Funds can be easily accessed and managed through the Opay app, making it simple to monitor and grow your savings.
• Security: Opay ensures that all transactions and investments made through Owealth are secure and protected by regulatory measures.

How to Check Your Owealth Balance on Opay App

Follow these three easy steps to know your Owealth balance on the Opay app:

Step 1: Log into the Opay App

Open the Opay app on your smartphone (Android or iPhone)

Enter your login credentials, such as your username, phone number, and password, to access your account.

Step 2: Go to the Owealth Section

Once you access your Opay account, the first thing you will see is the main dashboard of the app.

Look for the “Owealth” section on the home screen. It is beside the “Loan” on the app’s main dashboard.

Step 3: View Your Current Owealth Balance

Once you tap on “Owealth”, you will be taken to the page displaying your current Owealth balance.

Your Owealth balance is visible at the top of the screen

Common Issues When Checking Owealth Balance

1. App Loading Problems:

Issue: The Opay app takes longer than usual to load or may not load at all.

Solution: Ensure you have a stable internet connection. If the issue persists, try restarting the app or your device. Clearing the app cache or updating the app to the latest version might also help.

2. Login Issues:

Issue: You have difficulty logging into your Opay account due to incorrect credentials or other issues.

Solution: Double-check your username, phone number, and password for any typos. If you’ve forgotten your password, use the “Forgot Password” option to reset it. If the problem continues, contact Opay customer support for assistance.

3. Balance Not Updating:

Issue: Your Owealth balance does not reflect recent transactions or updates.

Solution: Try refreshing the Owealth page within the app. If the balance still doesn’t update, check for app updates or log out and back into the app. Contact customer support if the issue remains unresolved.

Alternatives to Checking Owealth Balance on Opay App

1. USSD Code:

Dial *955# on your smartphone using the phone number registered with your Opay account.

Follow the prompts and select the Total Asset option to receive your Owealth balance via SMS. This method is quick and doesn’t require an internet connection.

However, there is a 10 Naira service charge for using the Owealth balance USSD code. Your mobile network (Mtn, Glo, Airtel or 9mobile) will deduct the amount in form of airtime. Therefore, have enough airtime before dialling the *955#.

2. Opay Customer Service:

Contact Opay customer service through their helpline or email support.

Provide your account details, and a customer service representative will assist you in retrieving your Owealth balance.

3. Visiting an Opay Physical Office:

 Visit a nearby Opay office for in-person assistance.

You can speak directly with a representative who can help you check your balance and address any issues you might be facing with the app.

Why Regularly Check Your Owealth Balance?

Here are three reasons to check your Owealth balance frequently:

• Track Your Savings Growth: Keeping an eye on your Owealth balance allows you to see how much your savings have grown over time. This helps you gauge the effectiveness of your investment and make any necessary adjustments to your savings plan.
• Ensure Your Investments Are on Track: Regularly checking your balance ensures that your investments are performing as expected. If you notice any discrepancies or if your balance isn’t growing as anticipated, you can take timely action, such as reviewing your investment strategy or contacting Opay support for assistance.
• Avoid Missed Opportunities or Potential Issues: By frequently monitoring your Owealth balance, you can quickly identify and address any potential issues, such as missed contributions, app glitches, or unauthorized transactions. This proactive approach helps you avoid financial setbacks and secure your investments.

FAQs

Summary

It is quite simple to check your Owealth balance on the Opay app. Here are the two key points:

• To check Owealth balance on the Opay app, go to the Owealth section and see your current balance plus interest.
• The USSD code to Owealth balance is *955*0#. It costs 10 Naira.

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