If you use Moniepoint, there will be times when you need to know your account number but can’t remember it. Maybe you need it to receive money, fill out forms or link your account to another platform, but could not check it on your phone. What should you do?
Moniepoint makes it convenient to check your account number on the mobile app or recollect it through your phone number (if you have not disabled the feature).
In this guide, I will show you:
- 3 way find your Moniepoint account number on the app and without it
- How your phone number is related to your account number
- What happens if the phone number account feature is disabled
Method 1 – Check Your Account Number on the Dashboard
This is the quickest method.
Follow these steps:
- Open the Moniepoint app.
- Log in using your registered phone number and password.
- Use fingerprint or Face ID if enabled.
- Once logged in, check the top right of your dashboard.
- Your account number appears above your balance and beside your account name.
Why This Method Is the Fastest
- It takes a few seconds.
- No need to open settings.
- Your account number is visible immediately after login.
When to Use It
- When someone urgently needs to send you money.
- When you need quick access to copy your account number.
Method 2 – View Account Number Through Account Settings
You can also check your account number in the settings section.
Steps:
- Open the app and log in.
- Tap your profile picture at the top right.
- Scroll down and tap Settings.
- Under the transaction category, select Phone Number Account.
- You will see your account number displayed there.
When This Method Is Helpful
- When you want to confirm which account number is active.
- When you cannot find it on the dashboard.
If the phone number account is enabled, your phone number (without the first zero) is your account number.
If disabled, you will see a hidden account number instead.
Method 3 – Use Your Phone Number as Your Account Number
By default, your phone number is your Moniepoint account number.
Here is how:
- Remove the first zero from your registered phone number.
- The remaining 10 digits become your account number.
Example:
08123456789 → 8123456789
Why Moniepoint Uses This System
- Easy to remember
- Reduces mistakes
- No need to memorize a new number
When It Works
- When the Phone Number Account feature is enabled.
When It Does Not Work
- When you disable the Phone Number Account feature in settings.
What Is a Moniepoint Account Number?
A Moniepoint account number is the number people use to send money to you through the app.
When you create an account with Moniepoint, the system automatically assigns you a 10-digit account number linked to your wallet.
By default:
- Your Nigerian phone number is used
- You remove the first zero
- The remaining 10 digits become your account number
For example:
- 08123456789
- Remove the first zero
- Your account number becomes 8123456789
This is called the Phone Number Account feature.
What Is the Phone Number Account Feature?
It allows your phone number to act as your account number. This makes it easy to remember.
However, if you disable this feature, Moniepoint assigns you a hidden account number instead, which does not look like your phone number at all.
Exception – When Your Phone Number Is NOT Your Account Number
If you disable the Phone Number Account feature:
- Your phone number will stop working as your account number.
- Moniepoint will generate a hidden account number for you.
How to Confirm the Active Account Number
- Go to your profile.
- Tap Settings.
- Select Phone Number Account.
You will see whether your phone number account is enabled or disabled.
Why This Option Exists
- Privacy
- Flexibility
- Personal preference
This ensures you have control over your account details.
Troubleshooting – What If You Can’t See Your Account Number?
If you cannot find your account number:
- Check your internet connection
- Update the app
- Log out and log back in
- Clear app cache
- Contact Moniepoint support
These steps usually fix the issue.
Frequently Asked Questions (FAQs)
Here are 5 top questions on Moniepoint account details and their answers
- Is my phone number my Moniepoint account number?
Yes, by default, your phone number (without the first zero) is your account number unless disabled. - How many digits is a Moniepoint account number?
It is 10 digits just like other bank account numbers in Nigeria. - Why is my phone number not working as my account number?
You disabled the Phone Number Account feature on your Moniepoint app. In this case, the account number that - Can I change my Moniepoint account number?
Technically No. But you can change from the Moniepoint phone number to an actual account number and vice versa by enabling or disabling the phone number account feature on the app. - What happens if I disable the phone number account?
Your hidden Moniepoint account number becomes active.
Summary
Moniepoint makes it very easy to check your account number whenever you need it. Knowing your account number helps you receive money quickly, complete transactions smoothly, and avoid errors.
To recap:
- You can check your account number on the app by logging in and viewing it on your dashboard, checking inside settings, or using your phone number (without the first zero).
- By default, your phone number becomes your Moniepoint 10-digit account number.
- If you disable the Phone Number Account feature, Moniepoint assigns a hidden account number.
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